Manulife ManuProtect Decreasing Reviews and Comparison - Seedly

Manulife ManuProtect Decreasing

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Manulife ManuProtect Decreasing

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Manulife ManuProtect Decreasing

Haven't seen a group mortgage policy yet but the same cons apply to group policies. 1) You don't own the policy. 2) T&Cs can change without your discretion. 3) Premiums can change for better or worse. 4) You might not be able to carry on the policy after leaving the "group". Pro: 1) Cheaper. For anything as important as leaving a huge liability that you know your family won't be able to handle, make sure you have full control and rights to the insurance policy meant to help you out. Just get a private policy.

About ManuLife ManuProtect Decreasing

Purpose: Decreasing Coverage to choose interest rate and policy term

Eligibility: 49 years of age and below, with no health check up required.


- Enjoy fixed premiums on the basic plan for the entire policy term

- Choice of interest rate to ensure that mortgage loan is adequately covered

- Enjoy 4% discount with a selection of riders