Loss of or damage to renovations due to insured events:

• Fire, Lighting or Explosion
• Storm, Hurricane, Cyclone, Typhoon, Flood (Excess: S$100)
• Bursting, leaking, discharging, overflowing of water tanks or pipes (Excess: S$100)
• Earthquake
• Impact
• Riot or civil commotion
• Acts of Malicious Damage or Vandalism
• Theft, attempted Theft or burglary

Up to S$100,000

Up to S$150,000

Up to S$200,000

Loss of or damage to contents due to insured events (listed above)

Up to S$50,000

Up to S$100,000

Up to S$150,000

Alternative accommodation or Loss of rent
Claimable in the event that your home becomes uninhabitable as a result of an insured event (listed above)

Up to S$13,000

Up to S$23,000

Up to S$32,000

Emergency Replacement of mobile phone, tablet and/or computer
Receive advance payment for these essential gadgets so that you can get back to normalcy quickly

Limit for Mobile Phone and/or Tablet – Up to S$1,000;
Up to S$3,000 in the aggregate

Limit for Mobile Phone and/or Tablet – Up to S$1,000;
Up to S$3,000 in the aggregate

Limit for Mobile Phone and/or Tablet – Up to S$1,000;
Up to S$3,000 in the aggregate

Personal legal liability for the whole household
Worldwide coverage for the entire household if they are held legally liable to pay compensation to third parties for accidental death, bodily injury or accidental property damage

Up to S$1,000,000

Up to S$1,000,000

Up to S$1,000,000

No Claim Bonus

10% refund of the preceding 12 months’ premium paid (excluding GST) if there is no claim

10% refund of the preceding 12 months’ premium paid (excluding GST) if there is no claim

10% refund of the preceding 12 months’ premium paid (excluding GST) if there is no claim