It's tough, I admit. Hahha. But what I did, is literally just purchase stock using my parents' money (I didn't ask for permission), and I just told them I bought it, and explain my rationale on buying. Specifically for my parents, it's better to ask for permission rather than forgiveness hahah. But anyway, for my parents, they have went through different experiences, like MLM, scam investments etc, so it's very understandable why they are resistant - often times I tell myself like why are they so resistant even though I have done my research. It's really about looking from their point of view, accepting that, and sharing with them your POV. And what's better than that, is showing results of the investment making results. That creates the trust between yourself and your parents that hey, my kid knows what he/she is doing! For the payout, usually I just keep it as it is. But what I promised myself is no matter what happens, the capital they have initially gave to me, I will give it back, and more. Nothing to calculate exactly between family, just give because there is something more than $. Personal take by the way!