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Healthcare

Lifestyle

COVID-19

Junda Huang
Junda Huang
Level 3. Wonderkid
Answered 7h ago
The govt is prioritising masks to our healthcare workers (as they should) so I don't think 1000 masks will make a difference either way for them. Perhaps can donate to the food/groceries delivery guys or taxi/phv drivers
ūüĎć 2

Investments

Stocks Discussion

The 0.00 USD should until further notice be valid for all U.S. domiciled ETFs and stocks. https://katiescarlettneedsmoney.com/td-ameritrade-nra/
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COVID-19

Career

So sorry, try to achieve the best you can, when you generally like your work situation, when not ask your supervisor again, what change is needed. Sometimes he/her or you think to negatively.
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CPF

S&P 500 Index

NYSE (New York Stock Exchange)

Don't be too pessimistic, the U.S. stock exchanges will still receive a bigger blow but only short term-wise, when the european markets will be poised to a more sustained drag down. Mr. U.S. market will recover anyway. Faites simple: just try VOO for ultralongterm, not so much thinking needed ...
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S&P 500 Index

Investments

AMA The Fifth Person

NYSE (New York Stock Exchange)

Stocks Discussion

ETF

Dividends

Not quite, but approximate. when the dividend was roughly about 2 % per year recently the capital appreciation was at least 10% per year over the last 10 years and possibly 7% per year over ultra-longterm, calculated. and yes VOO seems a very good choice generally ...
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Interactive Brokers

Investments

SAXO Markets

Https://www.interactivebrokers.com/en/index.php?f=14718
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REITs

ETF

They subtract it daily into the ETF price (NAV = net asset value) https://www.investopedia.com/ask/answers/071816/how-are-etf-fees-deducted.asp
ūüĎć 0

Lifestyle

Junus Eu
Junus Eu
Level 9. God of Wisdom
Answered on 30 Aug 2019
What is the price of the EC or private condo that you are looking at? Even if it's $500k (quite rare), just the 20% downpayment alone will fully wipe out the $100k of cash and CPF that you have. Don't forget other liabilities and the cash buffer/emergency fund you will need. I agree with Gabriel, in that 'there is no other way around', especially if you said without taking on too many jobs or debts. Unless a windfall comes.
ūüĎć 3

CPF

Yixiong Chang
Yixiong Chang
Level 7. Grand Master
Answered on 29 Nov 2018
You should nominate anytime now if u have concerns. You should at min nominate after u get married. And whenever there are significant changes to your life. If u do not nominate, your CPF monies will be distributed according to the Intestate Succession Act. On top of that, there will be a fee for the amount of monies managed by the public trustee. It is about $1.9k+ for first $250, (the rate is lower the higher amount). This process will also take much longer, many months. So if u want the monies to go to only your intended person/persons, hassle-free. Make the nomination. Note that your Will does not provide for CPF monies. You should make a Will too since u are concerned. This is a topic about legacy planning. Do add me on facebook if u would like to learn more.
ūüĎć 1

Investments

Yes. Such management fees usually include some form of base fee (think of it as your basic salary) and performance related fees (think of this component as your bonus) Base fees are usually based on metrics such as distributable income, or valuation of the property Performance fees can be pegged to gross revenue, DPU growth, NPI, etc. There can also be an acquisition fee or divestment which is paid when the REIT acquires or sells a property. What you want to look out for will be the structure of the fee. For example, if it is based on property valuation, then it's very easy to grow base fees via acquiring new property as this increases the size of the REIT overall, but doesn't mean that the REIT will do better as a result of the new acquisiton.
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