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Stocks Discussion

Junus Eu
Junus Eu
Top Contributor

Top Contributor (Nov)

Level 9. God of Wisdom
Answered 2h ago
Get a job in buy-side investments. The high pressure will accelerate your learning curve, and you will learn from people who have been doing it as a career.

Stocks Discussion

Well, technically when I bought my first stock, 100% of my portfolio was in that one stock. But over time, I've reduced that to 15% at most. Managing my downside risk is a very important thing. There is however, a limit to the number of stocks that I can monitor effectively, so I would also not hold too many. For me to have 1/3 in a single stock in my portfolio, will probably only happen if it a fundamentally good stock, and we're deep in a recession, and I choose to unload my warchest into that stock alone....a very unlikely event for all these factors to come together.

Stocks Discussion

Bjorn Ng
Bjorn Ng
Level 7. Grand Master
Answered 11m ago
If you asked me 1 year ago, I would say no, why should I pay for something that I can read online? At that time, courses were a cost to me. What I don't need, I don't have to pay for it. But in terms of my investing journey, I saw it stagnating. And I was recommended to a course by a good friend whom I trust the most, and I decided to take that risk. And BOY. Best decision I made in my investment journey for sure. I never knew the importance of the community until after the course. The motivation of a like-minded community with passionate founders constantly thinking for his community, that is something that is priceless. And then I realize why my growth was stagnating, it was because I was investing alone, no guidance from the team, no idea what went wrong and how can I improve. And today, I dare say I am have a much clearer vision of my investing journey, and have zero doubt I will continue to be part of this community for many many many years to come. Sounds awesome right? Let me know if you want to find out more about it, always glad to share!

Stocks Discussion

Bjorn Ng
Bjorn Ng
Level 7. Grand Master
Answered 49m ago
Hey Daryl, biggest issue I face now is still being greedy just because I see peers doing well. Then when I succumb to that greed and buy a stock/option, I will track this stock daily. And I feel my lifestyle gets affected by it! At the same time, I am not willing to cut loss because of 'hope'. Well I think the only solution is really to cut loss and forget about it, look forward and take it as a paid lesson! What about you?

Stocks Discussion

Microcaps would be a tactical allocation in my portfolio if I went in to any. To me, downside risk management is very important. So if 10%-15% of my portfolio was allocated to microcap, I would be limiting my exposure to this sector, but all it takes is one or two microcaps to become a 5 or even 10 bagger for me to make a decent return. That's better than 50% in microcap and praying that I invested in the right company. I will ultimately be satisfied with a decent return, rather than losing sleep over my investments.

Loans

SG Budget Babe

Kim Heok S
Kim Heok S
Level 4. Prodigy
Answered 4d ago
I would just pay off my loan. Unless the early repayment penalties are severe.

Stocks Discussion

SG Budget Babe

Daryl Liao. Full Time Investor.
Daryl Liao. Full Time Investor.
Level 6. Master
Answered 4h ago
Improve my mental models about evaluating investmenst and sitting tight on them! I 2019 I sold 2 of my stock after making a 2 bagger. it continued to climb and I would have otherwise made a 4 bagger and three bagger respectively.

SG Budget Babe

Family

Credit Card

I would not give him a supp card till at least the age of 18, or even 21, if he does not demonstrate proper use of money. Preferrably, I would give him a debit card linked to a joint savings account instead, but have the monies in that joint account kept low, transferring funds in only when needed. In this way, I get to observe his spending habits, and as long as I have connectivity, I can top up the account when it gets low, without letting it become too high.

Investments

PFF Panel 3

Seedly PFF 2019

S&P. Because it is the most traded ETF. In the long run when you pull out the chart, it will always go up. Not necessary for STI.

PFF Panel 3

Seedly PFF 2019

Investments

If i can go back to 20 years old. I would have invest in myself. Getting the right knowledge and skillset in investing. Their earlier you start to invest, the better it is.
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