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FSM INVEST EXPO 2020

Stocks Discussion

Choon Yuan Chan
Choon Yuan Chan
Top Contributor

Top Contributor (Dec)

Level 9. God of Wisdom
Answered 12m ago
In my view it is aggregate asset management.they have been delivering 11+% return per annum over their 4 years inception which is quite good. Another one to track is morph investment. They have been investing in sgx listed companoes and many such companies have somehow unlocked their value post morph investment investing in them

Savings

Bank Account

Investments

Singapore Saving Bonds (SSB)

Junus Eu
Junus Eu
Top Contributor

Top Contributor (Dec)

Level 9. God of Wisdom
Answered on 29 May 2019
If you only want to put it into a place where your capital does not decrease, you can consider the following: High Yield Savings Accounts While not technically an investment, a high interest rate yielding savings account can give you a 2-3% p.a. interest rate. Additionally, if it's not conditional on minimum spending, it's very easy to manage since there isn’t much to do after opening your account. Fully Secured Bonds Fully Secured Bonds are another excellent low-risk investment option. Certificate of Deposits A Certificate of Deposit is also considered to be a pretty safe investment. When you invest in term CDs, the bank assures a guaranteed interest rate over a specific time period, or variable-rate CDs where the interest rate is tied to some type of index – like a stock market index. Fixed Deposits This is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It ETFs Slightly higher risk then the previous options mentioned, ETFs look to give you exposure to a basket of underlying assets, to create an index that mimics the market index or a market theme. The benefit is that they provide instant diversification. You could look at the various robo advisors to help automate the investing process for you.

Investments

Stocks Discussion

Billy Ko
Billy Ko
Level 7. Grand Master
Answered 37m ago
It's always interesting when you come across 2 companies that are direct competitors within the same sector / industry. It's akin to Alibaba v.s. Amazon / Mastercard v.s. Visa. I gave my answer here -- https://seedly.sg/questions/should-i-invest-in-capitamall-trust-sgx-c31-or-frasers-centrepoint-trust-sgx-j69u-as-my-first-reit But allow me to add on a couple of points: You can take a look at the tenant mix, a strong tenant would indicate that the chain of malls under the group wins over another. If you notice, Haidilao is never in a Frasers Mall (perhaps due to the high rental? or mall accessibility? Being an investor of the company is like bring a tenant of the mall, having confidence in the landlord's ability to bring you business

Stocks Discussion

Billy Ko
Billy Ko
Level 7. Grand Master
Answered 44m ago
£0.68 per share works out to approximately $1.20SGD. I guess the quality of the REIT is priced into the IPO price. REIT IPOs are seldom more than $1, usually along the ranges of $0.80 - $0.90. But having 97 properties in this portfolio, with a WALE of 8.7 years with a projected yield of 7.1% for the first year, my take is that it's going to be another popular IPO that will be oversubscribed

Investments

Stocks Discussion

Billy Ko
Billy Ko
Level 7. Grand Master
Answered 49m ago
If you just want a stream of passive income and are okay if your capital fluctuates, then feel free to place your money in REITs. It's nice seeing a lump-sum of money being transferred to your bank account every quarter / half-yearly.

Investments

FSM One

Brokerages

Stocks Discussion

Annual General Meetings (AGM)

Stanley Lim
Stanley Lim, Co-founder at Value Invest Asia
Level 4. Prodigy
Answered 3w ago
You would need to tell FSMone to sign you a proxy form before you can attend. Make sure the proxy form is submitted to the company so that they know you are coming. If not you will be deny entry

Investments

Stocks Discussion

Gabriel Tham
Gabriel Tham, Kenichi Tag Team Member at Tag Team
Level 9. God of Wisdom
Answered on 03 Jun 2019
It is hard to tell when is the best time to buy. If after you buy the stock price increase, you will be happy. If it drops after you buy, you will be sad. If you never buy and it goes up, you will regret. If you never buy and it drops, you say heng ah. This is the different emotional aspect of investing. You just need to commit and be confident with your choice. Re-evaluate the choice every one a while to ensure the company is doing good.

Investments

Stocks Discussion

Billy Ko
Billy Ko
Level 7. Grand Master
Answered 1h ago
Whew, 3rd April 2019, I hope you did bought into manufacturing stocks. Look at Venture Corporation, AEM, UMS. 52 week highs for some of them. But I guess manufacturing doesn't mean much, import/exports/GDP would serve as better economic indicators for me.

Investments

Stocks Discussion

Billy Ko
Billy Ko
Level 7. Grand Master
Answered 1h ago
Do I ever see this ending? I frankly don't. Simply because we are shifting to a society of social media where there are many grey areas / few laws passed regarding this particular aspect. Hence I do foresee more of such data breaches etc. but I think this is just one of the repurcussions that one has to face and I believe Facebook would come out of this unscathed

Securities

Apple

Investments

Stocks Discussion

Billy Ko
Billy Ko
Level 7. Grand Master
Answered 1h ago
Ultimately, it all boils down to if you feel that Apple still can go the extra mile to impress / innovate on its products. Ever since Apple started giving out dividends, I personally felt it kindda shifted from a growth company to more of a matured / shareholder-focused company. Dividends are paid when companies are not certain they can grow the money at a faster pace should these dividends be reinvested. Therefore companies issue dividends
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