Would you still invest in individual stock knowing that Nikko AM STI ETF is part of a listed company?

The ETF approach is a good one, however the capital gains of STI were very low the last 10 years. SP500 only f.ex. developed mich better. that or MSCI ETFs are an obvious choice for retail investors to buy & hold ultra longterm

Yes I would If the company has solid fundamentals and is a quality company.

When you buy into an index, it is buying into a basket of stocks, around 30 if I'm not wrong.

not all stocks that are inside are high quality companies as there are other considerations involved. Market cap and all. So why would I put my hard earned money to buy a basket of stocks if I have narrowed down to 1-2 companies That I feel is good?

For sgx stocks, I'd rather pick and invest into s-reits. More my cup of tea than buying into the STI which may return at a lower rate.

Hi anon,

I would just invest in the stock directly instead of the STI, if the stock is something that I would like to have a position in.

The Nikko STI ETF just buys into the largest 30 companies by market capitalization. Now, just because a company has a large market cap, does not mean that it is a fundamentally good company to invest in. Plenty of examples from past years, companies like Noble and Starhub used to be part of the STI. So the STI does get dragged down by some stocks that lag the market.

I would rather look at fundamentals and find a good stock. Sifting through 30 stocks is not as time consuming as sifting through S&P500's 500-plus components.

However if this is too time consuming, or your capital is not high enough to buy a single stock, then diversifying through a Singapore equity UT is better than taking no action at all.