Will there be a case like hyflux or dbs minibonds in P2P lending?

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Terence Tan, CMT

18 Jul 2019

Head of Education at IG Asia

There will always be risks involved, and higher so for P2P lending. Always go in with your eyes open, diversify instead of putting your eggs into just a few baskets, and expect some negative surprises in a small percentage of the P2P deals.

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Anybody used Funding Societies P2P lending platform? How are the default rates like, and are the principals + interests likely to be repaid? Is this a good alternative to SSB/SGS?

Should I begin buying stocks if I have low capital, (approx.1K)? Or should I use it for other investments like P2P lending and stuff?

P2B vs P2P lending in Singapore? So far, all the P2P platforms seem to be focused on SME lending. Are there any P2P lenders in Singapore that crowdfund loans to other people? How can I participate?

How does P2P lending diversify your portfolio? Shall I diversify my portfolio through P2P lending?

Savings with DBS, STI ETF with DBS, and soon investing with DBS Vickers also? But am I risking it since it's not diversified? Maybe I should invest with other brokerage in case anything happen to DBS?

Funding Societies

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$20 per campaign ($100 initial deposit)

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1.26%

DEFAULT RATE (2020)

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BRDGE P2P Lending

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249 Reviews

Anybody used Funding Societies P2P lending platform? How are the default rates like, and are the principals + interests likely to be repaid? Is this a good alternative to SSB/SGS?

Should I begin buying stocks if I have low capital, (approx.1K)? Or should I use it for other investments like P2P lending and stuff?

P2B vs P2P lending in Singapore? So far, all the P2P platforms seem to be focused on SME lending. Are there any P2P lenders in Singapore that crowdfund loans to other people? How can I participate?

How does P2P lending diversify your portfolio? Shall I diversify my portfolio through P2P lending?