Why don't you just create a fund that generates net returns based on all the loans you give out, rather than asking investors to bear the risk of each loan?

Is there any reason as to why you guys dont do this?

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Alex Chua

20 Jul 2019

Seedly student Ambassador 2020/21 at Seedly

It is not impossible. The European P2Ps are doing it recently. It could be one option the p2p funding in singapore could move into provided they have sufficient spread of loan
Still, picking individual loans has their own merits too

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I am a low risk investor and usually put my funds in FD.. FD rate is now very low and i am stuck as how to maximise my funds or use it to get better returns. Please advise.?

Which funds to buy for about 4-5% returns (more or less guaranteed or low risk)? Trying to plan for retirement passive income based on S$1.5M capital.

I'm a beginner investor, low risk taker. What are your views on investing a lump sum in the fidelity funds global multi asset income fund? It's recommended by the bank manager. Any advice?

Hi guys, I have a few FDs maturing soon, total funds around 350K. What are the other options to park these funds mid to long term with low risk but offering higher returns than the current FD rates?

Hi, what would be the best and safest way to invest $300,000? Would putting the money under Funding Societies' Property-backed Secured loans and guaranteed loans be really risk-free to principal?