Darren Ho

27 Nov 2019

∙

Which should I choose? NIKKO or ROBO?

Hi all, I'm currently 32 and have been investing in POSB RSP for NIKKO AM SINGAPORE STI ETF $300 & ABF SINGAPORE BOND INDEX $200 for about 1 year which current value is about $10k. As I recently have managed to have another spare cash of $500. I was thinking if I should place that into $300 NIKKOAM-STRAITSTRDING ASIA EX JAPAN REIT & $200 NIKKO AM SGD INVESTMENT GRD CORP BD ETF? Or Should I do Stashaway/FSM/DBS Robo? Please kindly help to advise! Thank you.

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Pang Zhe Liang

27 Nov 2019

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

Have a detailed breakdown on your entire portfolio and understand the underlying risk and return in each ETF. Thereafter, go back to the basics to understand the objective for your investment, as well as on how long you will be able to stay invested.

Thereafter, attempt to diverify into the sector which you are not overexposed to. This way, we will reduce your portfolio's risk while we continue to focus on growth.

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