Which Savings Account / Credit Card combination will you guys recommend for a fresh graduate starting work in a month? Salary will be > $2k and will spend around $500/mth. Can’t decide between DBS, OCBC and UOB. Would love to get some suggestions! - Seedly
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Anonymous

Asked on 16 May 2018

Which Savings Account / Credit Card combination will you guys recommend for a fresh graduate starting work in a month? Salary will be > $2k and will spend around $500/mth. Can’t decide between DBS, OCBC and UOB. Would love to get some suggestions!

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Einn Hann
Einn Hann
Level 3. Wonderkid
Answered on 13 Jun 2019

I would recommend DBS for fresh grad. You may referring to this http://sgbeyourownboss.com/dbs-3-8-high-interest-saving-account/. Currently, I am using this account too.

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Yeap Ming Feng
Yeap Ming Feng
Level 6. Master
Answered on 19 May 2018

Hey,

Seedly has published an article on this:

Cheat Sheet: Best Savings Accounts in Singapore for Working Adults

DBS Multiplier seems to give the highest realistic interest. But also, to each their own, different individual has their own spending habits. This calculator can help you find out the best savings account. Simply type in you basic information such as monthly spend, salary credit, insurance spend etc. and it will generate the best account for you.

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Pascal S
Pascal S
Level 6. Master
Answered on 16 May 2018

I like this post by Heartland Boy on highest interest savings accounts which should give you some good information as per which one you could pick, but I wouldn't recommend any specific bank given that you're still at the early stage of your 'working adult' life. Thus, any thing is good among the 3 main banks. Also, take note the author's angle with respect to maximising interest rates in your bank accounts.

I personally use OCBC 360. ​​​

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