Which is better, topping up grabpay with credit card or paying directly with credit card? - Seedly
 

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Asked by Anonymous

Asked on 09 Mar 2019

Which is better, topping up grabpay with credit card or paying directly with credit card?

I heard that there will not be anymore cashbacks/rewards if you top up grabpay with your credit card. (Currently using a DBS Live Fresh card. )

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Dexter Tiah
Dexter Tiah
Level 3. Wonderkid
Answered on 19 Jun 2019

Hi, there is actually an answer to your specific question and similar questions like these. Basically, you can key in the merchant "Grabpay" in the search field in www.whatcard.sg. In that site, you can see the rewards offered by the various credit cards, to optimize your cashback/rewards! I did this for your question, and the result is: Amex Ascend has the best miles reward (3.2mpd), and HSBC Advance has the best cashback (2.5%, subject to you hitting S$2k spending that month) for Grabpay.

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Guo Hao Teo
Guo Hao Teo
Level 4. Prodigy
Answered on 09 Mar 2019

For me i top up using credit card then pay using grab pay:

1) top up using card to hit my min card spend for cashback (you dont get direct online spend cashback)

2) use grab pay to get points for promo codes

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