Asked on 04 Aug 2020
Am currently studying. No income. Monthly spending is around $250-$400.
Hello, credit card is actually for working adults as there is a min. salary requirement to apply for one. Unless your parents sign a supplementary card for you from their own credit card.
That being said, some banks such as DBS still do offer credit card that are meant for students to apply which is called DBS Live Fresh. It gives 5% cashback on McDonald’s, Starbucks, Golden Village, Netflix and Spotify.
As for your other expenses, I would recommend getting a debit card, you can look into DBS Visa Debit Card or Standard Chartered Cashback Debit Card that comes with their JumpStart Account which provides you with higher cashback. This is what I am doing as a student as well, hope it helps! :)
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