Guo Hao Teo

Self-Taught Enthusiast at Personal Finance

29 Feb 2020

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Which credit card has the highest overseas earn rate in mpd for overseas card spend?

Which cards out there have the highest MPD for overseas spend?

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Andy Sim

29 Feb 2020

HR Professional at a Financial Institution

You can try UOB Visa Signature. 4 mpd for spending 1 to 2k per month.

Or BOC Elite World Mastercard... 3mpd

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Pang Zhe Liang

29 Feb 2020

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

You may consider UOB Priv Miles at 2.4 miles per dollar.

Here is everything about me and what I do best.

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For cards with a high MPD earn rate for overseas spending would you recommend using these traditional credit cards, or multi-currency cards like YouTrip and Revolut to save on the FX fees?

Does it make sense to spend overseas on credit cards to earn miles instead of using a multicurrency card instead?

Is there any credit cards that have better points earning rate at NOA of >500k? Have an avg spending of 10k+ monthly and am currently only alternating between an amex plat charge card and citiprestige

Working for a year and opened 360 for salary credit. Should I apply for a credit card or change saving account? Currently, $200 monthly spending. I seldom online shopping. It's difficult to reach the min spending for CC to earn cashback. Any advise?

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