When did you start planning for retirement, in terms of financial and social sense?

I started serious financial planning for retirement when I joined the financial services industry (which is also my first job).

While the planning may be insufficient to reach my intended goal, I'm glad to have started early to let the compounding effect do most of the hard work for me.

Personally, I feel that this is the responsible way to do so (planning for my own retirement), as I won't want to depend on social welfare or my kids in the future.

How about you?

Here is everything about me and what I do best.

I started planning when I got my first job, since I knew I didn't want to work till 65.

I started by saving every cent I could and giving tuition on the side while trying to figure things out. That was more than a decade ago and there wasn't really too much information out there, plus I was trying to increase my salary rapidly to maximize earning potential.

Over time I sort of figured out a game plan for myself and starting executing things in a concrete way, such as making my first investments and such. It's been many years now but I am starting to see some results with my portfolio.

What do you mean by 'social sense' though?