I totally understand! I'm surrounded by friends who do not invest, so I don't really have people discussing such topics with me as well.
I think my trigger point came when I first started working and started growing my savings with a steady paycheck. It was then when I also started to pick up more personal finance knowledge and knew I had to do something with my money.
I think it helped when I started with more beginner-friendly stuff, and I dumped money that I could afford to lose. The first step might be intimidating (or exciting, at least for me!), but you'll definitely gain confidence along the way. You just need that bit of courage to get started!
All the best! :-)
For me, it's the realisation that simply saving is not enough to beat inflation, and that investing doesn't have to be very complicated for a beginner.
With the wealth of information online, it's not difficult to start from something simple like RSP or robos, to read up and learn along the way, before delving into something more tricky such as stock picking.
Though I did start my first investment with STI ETF a couple years ago ahaha...
I have to admit, that in my case I needed no turning point, because I started (small time) as a pupi...
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