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Gabriel Tham
25 May 2018
Tag Team Member at Kenichi Tag Team
That is a sound strategy, splitting into SSB and STI ETF. The allocation is entirely up to your risk profile. Allocating more to ETF can mean higher potential growth but also subject to more volatility. Allocating more to SSB can mean stability and stable returns but also lower potential gains.
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Going for holiday is also good, we all need to relax once in a while!
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If you are still young and have a long investment timeframe, you can allocate more into your sti etf so that you can ensure your investments will grow along the singapore economy. The rest of the money you can put it in SSB and your holidays,