What's the best/ most worth it insurance to get that doesn't exclude the Wuhan Virus?

Most travel insurance would have already put up an exclusion for Wuhan Virus if you are travelling to Mainland China.

As for the Wuhan Virus, we are typically more concerned about 2 things: Medical bills and Death should one be infected with the virus.

Existing Shield Plan do cover the hospital bills should one be hospitalised due to the virus. As for death, most life insurance policies do provide coverage.

If he has the 2 types of insurance mentioned above, there isn't much to worry about except for taking measures to avoid contraction of the virus

Thailand isnt excluded for now, so just try to purchase the travel insurance once he can confirm his travel dates!

Also, do note that if he is (not so heng) quarantined, travel insurance do provide some minimal coverage of about 50 to 100 per day​​​

From my knowledge, AIA's group term life, group hospital & surgical, group outpatient, and group travel policies covers the Wuhan virus. All these are subject to the policy's standard terms and conditions.

Meanwhile, I am checking the details with the company to get further clarification, especially on the claim process (if there is any difference or things to take note of). I will update again once I receive further information.

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