Asked by Anonymous
I agree with Gabriel. When i first started working, I relied on debit card tied to my savings acct where HR will credit salary into.
I took time to understand the credit card system and what works best for my expenses, lifestyle before signing up for one.
If you have secured a job, I would recommend getting your credit card when there's roadshows brought in by your company HR (if they conduct any). Those give the best perks / freebies from my own experience.
However if you do not have a salary, I would agree with Gabriel's answer as it would be difficult to get one unless it's a secured credit card (ie you leave money with the card issuer).
I don't think you can get a credit card without proof of salary. If i am not wrong, it is a rule set by MAS.
In this case, getting a debit card is your next choice. Get the debit card from the bank you have account with as you can tie the debit card to the account.
If not, i would go for Citi Clear Card. Citi credit cards are rather popular and their dining promotions are among the better ones so this might be good for you.