PFF Panel 2
Seedly PFF 2019
Asked on 02 Mar 2019
Not really, you can do worst with other places such as London & New York, would not be able to save a nickel by the end of the month
Best ratio is zero :)
More seriously, a ratio 25% is on high side and guide is to take caution with anything more than 33% (1/3) as it would mean difficulties dealing with unexpected situation.