Asked by Anonymous
Asked on 04 Jun 2019
I'm a beginner and just started about 6k, half in dbs and half in ES3 STI. If I have 2k funds aside to invest every month, should I be investing in more diverse ETFs or choose some equity or reits? I'm looking at the endgame 20+ years.
Are you investing for growth or for dividend income? If you are investing for growth, frankly the local market has been flat for many years. And if you want to get into Etfs, look into a globally diversified one instead.
If for dividend income, the local reit market is quite excellent. Only thing now is that the prices are a bit high. Monitor the spread between the nav and the current price and move in to buy when the spread is at lowest.