Anonymous

07 Jun 2019

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What is your view on accelerated CI Term Insurance ? Any underlying clauses we should be aware of? ?

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Kian Han

07 Jun 2019

Hi Yixiong (Answering for my friend as she can't seem to post her reply),

Yes, a Term life insurance with accelerated CI rider. One of those I am considering is from Aviva. Heard that the premiums for this type of CI rider is cheaper. Just wondering if there are any upsides or downsides for this type of plan or any clauses we should take note of when purchasing this form of plan. By any chance, do you know of any other insurers who provide this plan as well? Thank you!

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Gx Xin

09 Dec 2018

Thank you everyone for your replies. :)

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Yixiong Chang

06 Dec 2018

Others have explained how accelerated rider works.

The upside of Term with accelerated CI is u get...

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Are there any downsides of getting different insurance from different insurers? E.g. getting term from insurer A then CI from insurer B instead of getting CI as an add on to my term policy?

Have a hard time deciding should I get a term insurance with a multi claim standalone ci or term insurance with a higher sa for single claim ci to cover for not taking multi claim ci. It’s cheaper?

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