Asked on 05 Dec 2018
After purchasing a plan, my RM changed and I realised this when I logged onto my portal account to check it out. In any case, what's the role of the R/s Manager post sales?
Ideally they do a review with you at least once a year, as well as during any major life changes such as career switching, purchasing a place, retiring, having a child, getting married, mid 40s life crisis...
As you get older your needs change. You may be more accustomed to a wealthier lifestyle and may want to raise more for retirement. You may want to have more coverage to protect that lifestyle. You may want to set something aside for your children. You may want to retire early, or you may want to save money to move out of your HDB into a freehold (which is something I've been encountering amongst clients in their mid 30s lately).
These are often different from the goals you may have had 5 years ago, so the job of the Relationship Manager is to follow up with you and help you align your current policies and plans with your growing needs.
If you're looking for a new RM, you can always drop me a PM.
23 Dec 2018