PFF Panel 2
Seedly PFF 2019
Asked by Anonymous
Asked on 02 Mar 2019
Let me try to address this scientifically.
Investment markets, particularly stocks and bonds, are yield-generating and therefore makes positive investment returns over the long-term (barring short-term temporary corrections). If you look up the global indices like the MSCI All-Country World Index, you would noticed that they are upward sloping over the long-term.
Therefore, you should invest as much as you are comfortable with and invest as early as possible.
As a reference, the following is the common trend we see after advising thousands & thousands of clients and managing their investments.
Most would invest their available capital after setting aside some rainy day funds. Most would also commit to a monthly/quarterly regular investment plan. The majority of these investors commit around 10% of their monthly salary. Affluent and accredited clients, whose monthly salary is above S$5,000 and S$25,000 respectively, tend to invest almost 20% of their monthly salary.
You may check out our blog posts for other useful investment insights or concepts: https://www.autowealth.sg/blog/