Asked 3w ago
It depends on what you’re looking for!
Kristal.AI is not a pure broker, but we do give our clients a lot of freedom to choose among our curated selection of 200+ ETFs and ETF baskets. In addition, you can run our investment algorithm, which will give a recommendation for a portfolio that is suited to your exact risk profile and situation!
Also, we charge zero fees for the first $50,000 invested – that’s a big advantage, especially when just starting out on your investment journey! 😉
3 more comments
More autonomy to invest via brokers, and a wider pool of selection.
Robos provide advice for you so you don't have to research yourself.
Just use a brokerage if you plan to do everything yourself.
Cheap Singapore (or U.S.) online brokers are superior, why using Kristal AI
to spend more fees for unkown risk reduction?
all the other performance reducing styles are (mostly) mentioned here:
2 more comments
With roboadvisors, a portfolio allocation is made and tailored to your risk profile. This can include different asset and debt classes with different weightage. For brokerages however, you have to decide your own allocation.
Most roboadviors have fixed portfolio structure and investors are unable to choose what they want to invest freely. Buying ETFs directly allow for more control and customisation of your portfolio.
Some roboadvisors include an option of goal-based investing. It allows you to guage how much you need to invest given a certain rate of return. It is useful if you are clueless on how to work towards your target. Brokerages function purely as a buying and selling platform.
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