Anonymous

10 Jan 2021

∙

What is the best education loans for postgraduate studies?

A little background here. I am planning to pursue a part time MBA programme and currently weighing my options. Any insights and recommendations are greatly appreciated. Thanks much in advance!

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Kok Hong

10 Jan 2021

The interest rate shouldn't differ much across the different banks

https://www.moneysmart.sg/education-loan

https://www.valuechampion.sg/best-education-loan

https://www.singsaver.com.sg/personal-loan/educ...

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Should I clear my study loan first or accumulate wealth from my monthly salary? Currently my take home pay is around 2.6k and I have a 18k of study loan (left 14k now) with an 3% interest. ?

I have a $25K CPF education loan (2.5% ann int.) for my Uni fees. Over the years I saved $30K. Do I clear all the CPF loan with the money or invest them while doing monthly repayment to the CPF loan?

What is the best approach if I plan to take student loan, SME loan & HDB loan? Any advice?