What is the best DBS credit card to apply for to fulfill the credit card category of DBS Multiplier? - Seedly
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Anonymous

Asked on 01 May 2019

What is the best DBS credit card to apply for to fulfill the credit card category of DBS Multiplier?

Context: I'm a fresh graduate and I do not expect myself to spend much with the credit card. I am looking for a card with the most rebates and least annual fees to pay. Does POSB Everyday Card seem like a wise choice?

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Tay WenHao
Tay WenHao
Level 7. Grand Master
Answered on 02 May 2019

Hi. It depends on what you are actually spending on.

For POSB Everyday card, its benefits are for specific merchants. Like SPC and Sheng Siong for the high cashback. Bills is only 1% and everything else is only 0.3%. Which means that if you use the card for any other transactions like online shopping you only get 0.3%.

I'm currently using DBS Livefresh Card. 5% rebate for Online spending (capped at $20) and also 5% for paywave transactions (also capped at $20). But minimum spending of $600/mth. If you are unable to hit the min spending it'll be 0.3% (same as POSB Everyday)

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