Anonymous
Hello, i will be heading over to the U.S. from singapore for my studies. i am just wondering which would make more sense - do a TT over from singapore to a US bank (when i am there) or should i just pay for big ticket expenses (such as school fees) using my SG Credit card (and just suffer on exchange rate) and earn miles? Which is the best way? thanks!
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Png Cheng Xi Damien
10 Aug 2018
Happy Life Seeker at Home
TT over definitely is the cheapest option. There is usually a cap on fees for large amount so do it lump sum to save on costs. Unless your credit gives you enough rewards/rebates to cover the costs, it's not worth it.
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transfering money for some banks (if im not wrong dbs multicurrency) charges a one time fee so its definitely cheaper to transfer than pay with a SG card