Asked on 08 Nov 2019
Looking at global exposure. Any ETF/funds that track us market with decent returns?
Due to the limited range of ETFs, you can consider UTs instead for tracking US market.
A number of funds track the US market:
Fidelity Funds – America Fund SR-ACC-SGD
Franklin Templeton Investment Funds – Franklin U.S. Opportunities Fund AS (acc)SGD
Natixis International Funds (LUX) I - Harris Associates U.S. Equity Fund H-P/A (SGD)
Alternatively, consider global funds since the US stock market is almost 50% of the world's market cap.
1 more comments
To achieve global exposure using CPFIS-OA, you'll need to invest in a portfolio of Unit Trusts.
If you decide to work with an advisor, the maximum annual advisory fee we can charge is just 0.4% of your portfolio.
From the shortlisted funds available on the platform, many of them have been performing decently well, outperforming their benchmarks regularly. In fact, it is possible to DIY if you know how to read and study funds using a platform like FundSuperMart.
But if you don't want to DIY, hiring an advisor is cost effective.
At Endowus - we curate globally diversified portfolios that CPF members can access using their CPF-OA and specifically to your question - CPF members are also able to access Lion Infinity (Vanguard) US 500 Stock Index Fund throught the Endowus Portfolios. This is exclusive to Endowus.
Do visit us at www.endowus.com or PM me should you require further information.
Unfortunately, for CPF OA investment, the ETFs are very limited. There are however alot of unit trusts. You should first consider investing your cash before touching CPF.
If your cash investment generates a high return in excess above the 2.5% then you know you have the ability to invest CPF.
Otherwise, the 2.5% guaranteed is very good. Even better if you transfer all to SA for guaranteed 4% if you do not need to use CPF OA.
09 Nov 2019