What do you see happening in Singapore’s FinTech landscape within the next five years?

I would certainly see shake up and consolidation within next 5 years. It will be increasining difficult for the smaller scale Fintech to survive unless they have really outstanding ideas and business cases. Banks and Big Techs would start acquiring the more innovative ones. Digital banks will encroach into services provided by Fintechs. Hopefull true Open Banking will give rise to more interesting opportunities to Fintechs and xTechs.