What do you guys think about my investment options? - Seedly
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Blue Chips



Asked on 05 Mar 2019

What do you guys think about my investment options?

Currently 26 years old working as IT B.A and part-time degree student and I have Regular savings plan with POSB and OCBC unit trust and blue-chips. Not sure if I am doing it right to kick start my investment journey. Other people are buying stocks but I am buying Blue-chips and RSP. Feel kinda weird..any advice?


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Investment comes in different forms. There is no best investment but consider these few factors:

  • Why are you investing?

  • What is your risk appetite?

  • How long are you willing to invest/stay invested?

  • How much are you comfortable investing?

  • Self managed vs 3rd party managed?

  • What are the charges to investment products?

DO NOT follow blindly.

Actions leads to reactions/consequences.

Knowledge gives birth to choices.

Only when you are aware of the different choices, different consequences can you then make a decision where the consequences are something bearable.


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Cedric Jamie Soh
Cedric Jamie Soh, Director at Seniorcare.com.sg
Level 9. God of Wisdom
Answered on 12 Sep 2019

RSP is a good, boring way to invest and retire well.

There are many other exciting ways but could make you poorer. :)

If you have to, you can, but use only a small portion of your total investment portfolio so you would not cry when you lose big.

I believe you feel weird because it has been a consistent bull run in the past few years, RSP on blue chips is a great consistent method over BULLS and BEARS market.

wait till you go through one full bear and then bull market you will appreciate RSP and the stability in the long run.


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