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Josh

06 May 2020

SeedlyAMA

What credit cards are suitable for weddings?

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Discussion (8)

UOB ONE definitely! You can ask your hotel to split the transaction into 5 payments of $400 each to fulfill the criteria!

Credit cards with no maximum cap on their spending is one of the best in my view. Some examples are the American Express Ascend card or AMEX platnium cards. However their miles per dollar earn rate is lower than those speciliased miles credit card

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From what i have read through the many answers in this forum. It is possible to stagger the wedding payments by paying a monthly bill a few times before the wedding. It allows you to accumulate on miles card which has monthly expenditure monthly cap but a higher rate of miles per dollarearn rate. However the risk you carry is that the hotel will not pay you back what you prepay in the unfortunate event your wedding does not happen​​​

Pang Zhe Liang

06 Dec 2019

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

Most cards work just fine.

If you love travelling and don't mind delayed gratification, then go for miles card. Additionally, some miles cards allow you to pay for your purchases by using the miles (more often than not, it is not worth it). As as result, the card is highly specialised for travel usage.

On the other hand, if you prefer money and instant gratification, then go for cashback card. In essence, it works as simply as it should be - you spend money, and you receive a percentage back. As usual, the more you spend, the more cashback you get in return as well (not just limited to miles card).

Personally, I rank cashback over miles (despite the fact that I travel quite a bit). And I own both cards (cashback and miles) as part of my budgeting and accounting - each card serves different purposes.

Here is everything about me and what I do best.

Choose between miles or cashback cards and try to split payments across months so that you don't hit the cap and end up not getting cashback on the excess amount.

You can check with your venue vendor if you can pay in installments BEFORE the event and calculate the estimated balance so that you will get maximum returns! (e.g. if your wedding will cost 10k, and the maximum cashback you can get is on 2k per month, try to ask your vendor if you can come down and pay 2k every month starting from 5 months before the wedding).

Hi Jun Wen,

Many experts have shared their tips here which are highly relevant.

One pro-tip i ca...

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