What can I focus on after reaching 6mths worth of savings? More savings or look into investment?

Hello!

I think in terms of savings you are doing quite well. You even have insurance settled for now. So looking to investments is the natural next step.

As a start, it would be good to read up on areas you are interested in. Personally, I would only invest in what I know about as I would then know the risks that I'm taking on. Once you have identified an area you are interested in, you can look for funds that invest in such sectors (i.e tech or REITs). Funds (Equity ones) are generally made up of a basket of stocks. This helps with diversification and lowering of some risks. It's a great tool for investors who do not want to spend too much time monitoring the markets. Hope this helps!

I am guessing your 6 months' worth of savings is your emergency funds. Depending on your job security, you may want to keep more cash on hand (perhaps 8/12 months' worth, up to your discretion).

During this period as you accumulate your funds, you can slowly read up on the different modes of investments, their risk and how you can profit from it from the various personal finance sits. Once you have build up a knowledge base and feeling confident, you can start investing your excess funds.

It is also beneficial to keep track of your expenditure and income and take note of any upcoming big-ticket spendings.