Anonymous

01 Jan 2020

∙

What bank accounts and credit cards would be suitable for graduate students receiving stipends instead of salaries to earn cashback/rebates?

Since stipends are not credited as GIRO - SAL, is it possible to still apply for credit cards? --- A sad PhD student trying to manage his financials

2

Discussion (2)

What are your thoughts?

Learn how to style your text

Kenny Ng

01 Jan 2020

Try UOB One account, it requires just 3 GIRO payments and CC spend which is quite manageable.

Tip: Donate to 3 charities for the 3 GIRO payment. Get cashback + do a good deed + tax relief ( 1 dollar donated = 2.5 dollars tax relief).

Best deal in the market so far ;)

Reply

Save

Yusoff Halik

31 Dec 2019

You can check out the below 😎👍

https://blog.moneysmart.sg/credit-cards/best-st...

https://www.google.com.sg/amp/s/blog.seedly.sg/...

Reply

Save

Write your thoughts

Related Posts

Will PhD stipends be considered as salary crediting for DBS Multiplier Account (or any other similar accounts)? Also, will PhD's student status qualify them for credit cards?

Which Savings Account / Credit Card combination will you guys recommend for a fresh graduate starting work in a month? Salary will be > $2k and will spend around $500/mth. Can’t decide between DBS, OCBC and UOB. Would love to get some suggestions!

I’m a fresh graduate who’s starting work in August. How should I start investing and which bank accounts are good for depositing my salary in? What kind of credit cards do you recommend?

How do I increase my interest rate in the DBS multiplier account? I have credited my salary and linked a credit card to this DBS account. What else can I do to earn more interest rates? Thank you!?

Is it possible to split salary to credit different bank accounts to maximise interest earned (avoiding caps) whilst fulfilling the salary credit requirement?

Related Products

Standard Chartered JumpStart Account

4.8

778 Reviews

Maximum Interest: 2.50% p.a. for balances up to S$50,000

INTEREST RATES

$0

MIN. INITIAL DEPOSIT

$0

MIN. AVG DAILY BALANCE

DBS/POSB Multiplier Account

4.4

321 Reviews

OCBC FRANK Account

4.7

211 Reviews

Related Posts

Will PhD stipends be considered as salary crediting for DBS Multiplier Account (or any other similar accounts)? Also, will PhD's student status qualify them for credit cards?

Which Savings Account / Credit Card combination will you guys recommend for a fresh graduate starting work in a month? Salary will be > $2k and will spend around $500/mth. Can’t decide between DBS, OCBC and UOB. Would love to get some suggestions!

I’m a fresh graduate who’s starting work in August. How should I start investing and which bank accounts are good for depositing my salary in? What kind of credit cards do you recommend?

How do I increase my interest rate in the DBS multiplier account? I have credited my salary and linked a credit card to this DBS account. What else can I do to earn more interest rates? Thank you!?

Is it possible to split salary to credit different bank accounts to maximise interest earned (avoiding caps) whilst fulfilling the salary credit requirement?