Asked on 02 Apr 2019
I am currently using Citi PM and for a general spend card, it works pretty well.
I mainly use it for the transfer partners, miles that do not expire, and the lounge access.
My 4mpd strategy hasn't been quite fleshed out however, but Citi Rewards is another one that I wold highly recommend.
There is no one specific top recommended card to gain miles.
I recommend using DBS WWMC, UOB VS, UOB PPV, UOB Ladies card, Citi Rewards Cards and OCBC Titanium Rewards for their accelerated 4mpd earn rates where applicable.
Failing which, I would recommend the OCBC Premier VOYAGE for the 1.6mpd general spend earn rate which is the best in the market.
Uob preferred platinum and uob lady's card. For lady card pick dining to complement preferred plat card of 4 mpd for online spending
Citibank rewards visa definitely (to ride the grab top up wave before it is killed)
Lastly pick a generic miles card, this again i would recommend a uob card- UOB privimiles
Top 1 card for me is citibank premiermiles card.
the miles earn has no expiry date!
huge variety of partners with so many different miles program to choose from
though i usually change to krisflyer for SQ flights
Online: DBS WWMC
Offline (Paywave): UOB VS/PPV
Offline (General spend): DBS Altitude / UOB KF / UOB PRVI.
My paywave is my dining card. Choose either DBS or UOB for general spend to pool miles.
You might want to map out your entire lifestyle and see what you spend on. Example if you like to do online shopping, consider the DBS woman's master card that nets you 4 mpd. Contactless payment, go for UOB preferred platinium visa.
For fuss-free cards, DBS Altitude and Citi PremierMiles are great options to start off with. Their miles do not expire as well so huge plus to slowly accumulating these miles. More importantly, do not be compelled to spend more in order to accumulate more miles.
I found this article (https://milelion.com/2019/09/21/miles-game-starter-pack-four-credit-cards-you-need-to-get-going/) useful as to the different types of cards available to maximise all possible miles so hope it's useful for you too. Not to further confuse the mix with more options, but the idea is not to be restricted to just one single card when maximising the miles earned.
All the best!
I just recently sign up for Citi Rewards Visa, which offers 4 miles per dollar on all online spend up to $1k spend per month. Super easy and convinient as most of the shopping can be done online nowadays.
DBS Altitude and Citi PremierMiles are good general spend miles card with no expiry, you do not have to worry about the miles expiring even if you are a slow earner. To top it off both of them offers free lounge access up to a limit, perfect for when you are flying budget carriers or economy class.
UOB preferred plantinum (4 miles per dollar)
Citi Reward also 4 MPD
American Krisflyer Card (but only for its upsized bonus in Grab and Mcdonalds etc 3.1 MPD)
It depends on your spending habit.
For general cards, consider Citi PremierMiles at 1.2 miles per dollar. For stacks in $5, consider UOB PRIV Miles @ 1.4 miles per dollar.
For online spending, consider Citi Rewards @ 4 miles per dollar, capped at $1k monthly.
For shopping and entertainment, consider OCBC 90°N CARD @ 4 miles per dollar.
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