What are your thoughts on what to do after an investment period of 5 years?

Hi Jer Jian,

If something is supposed to be held for 5 to 10 years, then after that particular timeframe, I suppose I would be liquidating it if it's not the best option for me at that time. If it's doing well, and I don't exactly need it, I'll leave it alone to grow.

To me, investment can be an indefinite time frame. But if I need the monies, I'll definite pay attention to a good point to liquidate.

Hi!

At the maturity of your investments, you basically have 2 options:

1. If you have an expenditure lined up, say child's education, buying a house etc., you will have to cash out the investment and use the sum accumalated for these purposes. Using this sum for basic expenditure is not recommended.
2. However, if you don't have any such commitments, you should reinvest the sum to earn some return on it. For this, you should start looking for new investment options before hand, so that you have a plan of investment planned for when the current investment matures.

I work at kristal.AI, and it's my passion to evaluate various upcoming investment opportunities.

Hope you find this helpful!