What are the good credit card combination together OCBC 360 account? - Seedly

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Asked by Anonymous

Asked on 10 Apr 2019

What are the good credit card combination together OCBC 360 account?

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Edison Pua
Edison Pua
Level 3. Wonderkid
Answered on 18 Apr 2019

It depends on your spending pattern.

One interesting thing I noticed is that installment on the GE Cashflo card counts, so that can be one of the sources if you have GE insurance policies.

I tried using 365, but personally find it hard to hit the 800 min spending consistently for meaningful cashback. Considering changing to Frank or Titanium.

If you high earner (120k p.a.), can also consider Voyage. At least this gives you miles regardless of spending.

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Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 8. Wizard
Updated on 07 Jun 2019

Hey friend! The obvious one here is OCBC365.

I'm doing this combo also OCBC360 Savings + OCBC365 card also.

Reason here is simple, basically being able to directly get bonus interest on your savings amount as well.

For me, I'm getting: 1.2% + 0.3% + 0.3% = 1.8% monthly! (close to DBS Multiplier) but easier to manage in my opinion.

You can check it out the best combo for savings accounts here: https://seedly.sg/tools/savings-account-calculator

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Kenneth Lou
Kenneth Lou

10 Apr 2019

Hey YewFong! Yup that is correct... "To enjoy the above cashback, you need to spend a minimum of S$800 based on posted transactions in a calendar month. If you spend less than S$800, a flat 0.3% cashback is awarded." If you are unable to hit that amount, I would recommend this CIMB Visa signature which is at 10% cashback currently now and min spend is $600.
YewFong Chua
YewFong Chua

10 Apr 2019

Hmm...looks fine to me. Just that I was thinking whether ocbc provide credit card that has minimum of spend is $500 and has the same benefit as ocbc 365. Just dun understand why ocbc has to increase the minimum amount of spending.