Asked on 30 Oct 2020
Hi Anon! As a university student, I would say your best bet is to start with a robo-advisor because it is relatively simple and fuss-free! You just have to consider your risk appetite and time horizon before investing. If you wish to do more, consider reading up on the various guides on Seedly such as this one to help you get started!
When I was in university, I knew nothing about investments and needed money to pay off my loans when I graduate, so I opted for Singapore Savings Bonds.
If you don't need cash in the near future (investment horizon of 10 years), feel free to invest in index funds via robos, or index funds and/or stocks for the adventurous + studious via online brokerages.
Depending on your investment horizon, you will need to adjust your asset allocation so that you will never have a situation where you are forced to liquidate at a loss.