Asked by Anonymous
Asked 3w ago
What do you keep in mind when choosing them?
Without any doubt, for Paywave, use the UOB Preferred Platinum Visa (PPV). 4mpd, up to a cap of 1K per month.
If i am at a restaurant and they accept paywave as a payment method, i will use UOB PPV. At the cinema and paywave accepted? UOB PPV. However, do take note that UOB has a $5 block rule. Points are awarded in terms on $5. Spend $4.99? No points.
If i hit the cap, using what card for paywave will depends a lot on the merchant category and how much mpd i can get. At department store? Use OCBC Titanium Card or Citi Rewards Card for paywave. At a restaurant? Use Maybank Horizon Visa for paywave.
What is always in mind is always how to maximise mpd. Paywave is just another method of processing payment. Won't think too deep into it.
Top Contributor (Oct)
The UOB Preferred Platinum Visa Card gives 4 miles per dollar (through their UNI$ scheme) which looks very strong