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What are your top considerations when choosing the cards?
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Pang Zhe Liang
06 Dec 2019
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
Consider Citi Rewards @ 4 miles per dollar capped at $1k monthly. DBS Women's card works well too.
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Aaron Wong
09 Nov 2019
Founder at The Milelion
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I would suggest DBS Woman's World Card (4 miles/dollar for online shopping) because it has a higher cap ($2000/month i.e. 8000 miles/month) and they accumulate your eligible transactions before they award the miles so you don't have any "wasted dollars and cents" that get excluded from calculation. Additional, they provide an auto-conversion to Krisflyer miles at a small fee, if that suits your needs.
There are other alternatives that seem just as good:
Pro 1: Current promotion is not too shabby - you get 12,000 miles for $3k spending in first three months)
Con 1: category specific, even among the online shopping - travel-related ones seem to be excluded; this is not beneficial at all since quite often our large expense is from travel)
Con 2: lower cap of $1000 spending/month
Pro 1 : cap is by per year instead of per month, suitable for people who are buying things that are really expensive at one go
Con 1: lower cap of $12,000/year