What are some of your good hacks with GrabPay?

Credit card + Grab Pay card = rewards from credit card + grab rewards points

For credit cards, take note that some of the newer cards have specifically excluded Grab top-ups. The rest works so far. However, just take note whenever you make a top-up and regularly read the terms to ensure that points are still awarded.

Additionally, consider to avoid calling the banks to verify such information. We must understand that this is sort of an arbitrage opportunity. From the bank's perspective, will they be happy? Therefore, consider not alerting them unnecessarily.

For Grab Pay card, if you are into their ecosystem, then it works since you are rewarded with points and status.

Here is everything about me and what I do best.

Hi! If your sole purpose is just to hit the credit card minimum of $600, why don't you consider to diversify your "portfolio"?

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I am a frequent grab user and their recent change in the reward system makes me feel that they would tilt the system in their favor when the time comes so I'm not playing their point system much now.

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I would suggest you to look at what are some of the expenses you have now. Are you dining outside with cold hard cash now? Consider using paywave at toastbox/bread talk/food republic etc. If you frequently but bread, use your card and get the buns package card at bread talk or the drinks package at toastbox. Get all your subscriptions onto the cards. Pay your phone bills, with these credit cards.

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If you frequently grab it should not be a problem for you to top up the remaining and use it up at grabpay merchants or when you grab.. but if there's still a gap and you do use home delivery for food, groceries and laundry consider using honestbee. They have beepay which you can top up and utilize later too.

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Hope this helps!

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This is a good idea :) To hit your min spend.

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In fact, the best hack around GrabPay is to use it at all the merchants which accept it to collect points. (and of course, needless to say when you actually take grab rides)

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To me, I also collected over 15,000 GrabRewards points and have redeemed close to $60 worth of GRAB vouchers with these points for my rides. So I guess that's a hack?

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Quite easy to use also when I dont carry cash around alot every where nowadays.

The recent slew of Grabfood promo codes! It seems that utilizing Grabfood seems to avail more points, and they have been having discounts up to 50%!