What are some of the important questions that you should ask an insurance agent before committing into a policy with him/her?

1) your coverage -> pls read through what is covered!!! & compare across other plans whether you’re getting the same coverages with the amount you’re paying etc
2) guaranteed returns, no. of years to break even, interest rate -> for investment plans
3) termination fees & how much can u get back if u intend to terminate halfway through the plan.
4) any hidden fees -> such as fund management fee, policy fee, sales charges etc?
5) did the agent him/herself & the family bought the plan :)

The most important question is,

whether his mother, father, brother, sister and wife also committed into it ...

Take care.