What are better investment options to AIA Pro Achiever for someone with limited investment knowledge, no time to monitor funds, looking at 10-15 years investment horizon, targeting returns of 5%?

I heard of this AIA Pro Achiever. Is the return good? If you have signed up, can share the earning whether they show u per month or yearly?

just do a pure investment and avoid insurance companies investment plans if possible. it's true, fees are the worst. now it may seem like it's a good deal but tbh your money shouldn't be held up just bc you want to terminate early.. anyway you can start an account with poems for little to no charge and if you're worried about monitoring the funds, i suggest you pick a diversified portfolio of different industries you are comfortable with and at least know what the heck is it about. if all come to nought, just save up, cash is king haha you can top up your cpf or you can buy lump sum retirement plan which has pretty good returns depending on what is your needs. trust me, it sucks when you put money into whatever and years after, it's still depreciating, you are better off saving that money lols