[Travel insurance] Any feedback on Hong Leong Travel Insurance vs FWD Travel Insurance? Both are pretty competitive in pricing and in terms of coverage - but wonder any difference when it comes to the fine prints and customer service?

I've used FWD and recently claimed for medical expenses post trip, in SG, due to a minor injury sustained during my trip. It was very smooth and fast (caveat: my claim amount was very low), so overall experience was great.

I had a flight delay (over a day) when travelling and claimed it from FWD. It was quite smooth and fuss free.