UOB

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UOB

Seedly

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 5. Genius
Answered 5d ago
Sorry to hear that. Could you drop us an email at [email protected] so that we can better assist you?

Investments

Regular Shares Savings Plans (RSS)

UOB

DBS

Online Brokerages

James Yeo
James Yeo, Founder at SmallCapAsia.com
Level 4. Prodigy
Updated 2w ago
https://www.uob.com.sg/personal/invest/unit-trusts/regular-investment.page https://blog.moneysmart.sg/this-vs-that/posb-ocbc-poems-maybank-kim-eng-regular-savings-plans/ no min. $1000 for DBS. yes, generally can pause and stop investing without penalties. https://blog.seedly.sg/regular-shares-savings-rss-plan-faq/ In general i feel UOB's RISP not as strong as DBS and OCBC

Investments

Stocks

Dividends

DBS

UOB

OCBC

Tan Wei Ming
Tan Wei Ming,
Level 5. Genius
Answered 3w ago
Hi, I am also looking into buying bank stocks too. I believe there is a correlation between bank stocks and US futures/US index. I always look at the futures to determine if it is the right time to buy. As US index closed lower so I expect the bank stocks to go down on Monday. I am looking at buying DBS and UOB. All three banks are good but I pick the ones that have higher dividend yield. DBS is giving $1.20/share for dividend from FY2018 onwards and UOB started giving $1.20 too after including the special dividend. I am looking at buying them at batches as I would expect that there is more room to drop.

UOB

UOB One Card

Hi Anon, Jonathan from Seedly here! Could I trouble you to contact [email protected] so we can better understand the problem you are facing and work to solve it? Thank you!

OCBC

UOB

DBS

Investments

Tracy Lim
Tracy Lim,
Top Contributor

Top Contributor (May)

Level 5. Genius
Answered 2w ago
On top of dollar dividend, I think what is more important is the dividend yield. i.e do take into account the entry price when you buy the stock as well! High dividends is good, but remember your purchase price is important too.

AMA The Fifth Person

Investments

UOB

Victor Chng
Victor Chng, Co-Founder at Fifth Person Pte Ltd
Level 4. Prodigy
Answered on 21 Feb 2019
Hi, When it comes to investment there is no "Guaranteed". Every investment have a risk and you have to read the term sheet properly on how they derive the 11%. You may want to consider Singapore Saving Bonds, as they have better interest than putting your money in the bank. Moreover, SSB minimum lock up period is only one month unlike the above scheme which required you to lock up for 6 years.

UOB

UOB One

Autowealth

Robo-Advisors

AMA 1M65

Bank Account

Investments

Loo Cheng Chuan
Loo Cheng Chuan, Founder at 1M65 Movement
Level 6. Master
Answered on 07 Nov 2018
I would excuse myself from this topic as i am not a subject matter expert on this.

UOB One Card

UOB One

UOB

Investments

Jonathan Chia Guangrong
Jonathan Chia Guangrong, Fund Manager at JCG Fund
Level 6. Master
Answered on 20 Oct 2018
Higher returns tend to run in line with higher risk. The thing you need to ask yourself is how much of a risk appetite you can stomach before you need to cut losses. Generally speaking the safer choices would run the gamut of fixed deposits, higher yielding bank accounts like cimb fast saver and citibank's maxi gain, structured deposits, Singapore savings bonds, ABF Singapore bond index fund (through posb invest saver). Robo advisory portfolio with low risk profiles may also fit in here. Higher risk choices would be straight stock investing, robo advisory portfolio with higher risk profiles, equity Etfs and options portfolio. Typical returns range from about 4% to 40+% or more a year. For non managed portfolios, I'd suggest you find a mentor to teach you to shortcut the learning process. Saves money in the long run and you will be able to achieve your goals much faster. Just ensure there's a track record for the programme. Hope this helps

UOB

DBS Multiplier

DBS

UOB One Card

UOB One

Investments

Dominic Chang
Dominic Chang,
Level 3. Wonderkid
Answered on 07 Jun 2018
I work around this issue using other means to save. First I use BOC credit card for its cash back, but due to no salary credit bonus, I stuck with OCBC frank giving me 0.2%, and usually keep the bulk in SSB or buy stocks/REITS. If I do need emergency funds, I can swipe my credit card first then redeem my SSB to pay the bills. WIth this general strategy, my bank account does not have too much cash.

UOB

UOB One Card

Bank Account

Tee-Ming Chew
Tee-Ming Chew,
Level 5. Genius
Answered on 19 Jul 2018
You can use Seedly's Savings Account Calculator to find out which bank account has the highest interest rate based for your scenario (credit card spent, bill payment, investing and etc).
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