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UOB

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Credit Card

Apple

UOB

MileLion

In most cases, instalment plans will not qualify for credit card points. Will have to check the respective credit cards' terms for full details. Here is everything about me and what I do best.

UOB Preferred Platinum Visa Card

Miles

UOB

MileLion

Aik Kai
Aik Kai
Level 7. Grand Master
Answered on 05 Nov 2019
1) The UOB $5 rule. Spend $4.99? Good luck. No points for you. Spend $9.99? Congrats. I am giving you the same amount of points as the guy who spend just nice $5. 2) 1K spend limit for 10X points on online and contactless transactions 3) Use the card at SMART merchant? No points for you. SMARTS points instead, which cannot be converted to miles Unfortunately, you can't work around point 2 and 3. For point 1, you have to monitor your spend very very closely. PS: I still trying to fit this card into my strategy but I have not succeeded.

CPF IS

Investments

UOB

CPF

Hi, You'll be able to buy SPDR gold shares regardless of which local bank your CPFIS account is open with. However, if you are looking for gold certificates/physical gold, then yes, they can only be done with UOB. It used to be only available over the counter, but I believe you should be able to transact online now. You've already satisfied the first criteria of having a CPFIS with UOB, so you can open a gold savings account and start.

UOB

Maybank

Credit Card

Bank Account

Krisflyer

Pat
Pat
Level 5. Genius
Answered on 22 Oct 2019
Do you travel often on Scoot/SQ as a student? If you do, why not let this be your mile-chaser card. They have a nice sign-up bonus and Grab promo to the airport. Frankly, will recommend Stand Chart JumpStart as the savings account is 2% on the first 20k and you get 1% cashback (capped at $60). For bigger purchases, stick with your eVibes.

Savings

Bank Account

UOB

Investments

Junus Eu
Junus Eu
Top Contributor

Top Contributor (Nov)

Level 9. God of Wisdom
Answered on 08 Oct 2019
Unknowingly, I am under SC Priority Banking (had no idea). As part of birthday treats, they do offer things like a complimentary spa treatment at Lifespa - which is not bad!

Bank Account

Savings

UOB

OCBC

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Updated on 30 Aug 2019
Hello! Yes i totally agree that OCBC has also the same level (if not better) user interface online and also on the app. putting it here for reference on how it looks and also very simple to understand! it’s broken down into: - what you own - what you owe !
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Credit Card

Lifestyle

OCBC

Citibank

DBS

UOB

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered on 29 Aug 2019
I would say YouTrip can be a good option for you to consider? If you are spending for a few weeks, not months. Because the banks FX rates are really horrendous. Recently I went to China and used my OCBC card to transact. What happened was that the exchange rate was $20 more than if I would have used YouTrip #TrueStory. So staying there a few months, you can either use YouTrip or choose to use a local card to transact in local HKD currency instead rather than in SGD (because you would be eaten up by the bank FX rates for sure!)

Credit Card

UOB

Grab

UOB KrisFlyer Credit Card

Javier Lim
Javier Lim
Level 5. Genius
Answered on 28 Jul 2019
It really depends, So far UOB has been awarding me miles for Grab transactions. https://www.uob.com.sg/assets/pdfs/kfcreditcardfulltnc.pdf?scid=pfs:sg:paid:sea:go:na:tx:na:001506:240419-evergreen:na:cvpgift:pc-go&vid=pc-go Quoted from the T&C KrisFlyer miles will not be awarded for NETS and NETS-related transactions, 0% Installment Payment Plans, SmartPay, personal loan, balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, transactions relating to top-ups of any pre-paid card and brokerage / securities, any gambling related transactions, any trading transactions (including but not limited to websites for trading of shares and cryptocurrency), other financial charges and any other transactions we may exclude from time to time without prior notice.

Miles

UOB

UOB Preferred Platinum Visa Card

UOB PRVI Miles Card

Javier Lim
Javier Lim
Level 5. Genius
Updated on 28 Jul 2019
Spending on UOB credit cards does not award you miles directly. Instead they are rewarded in the form UNI$ to be redeemed into miles. Not only do Miles/Travel card earn miles. Reward cards such as UOB Preferred platinum visa (PPV) earn UNI$ which can then be converted into miles. In fact not just UOB Cards work in this manner, DBS Cards work in the same way as well. So to answer your question, Yes you can (with the exception of Cashback/Rebate cards)

UOB

Seedly

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 14 Jun 2019
Sorry to hear that. Could you drop us an email at [email protected] so that we can better assist you?
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