Stocks Discussion

For myself I would never sell a bought ETF that was a prudent choice in the first place https://seedly.sg/questions/what-is-your-general-investing-philosophy-strategy

There was an article somewhere on seedly about this guy who only bought HSBC shares. In 2020, his plan went up in flames as his capital went downhill, and dividends got cut. I would avoid concentrating on one position as that will leave you open to concentration risk. Instead, rsp into an index fund/bond mix if you are risk-averse. https://www.ejinsight.com/eji/article/id/1498330/20170223-a-taxi-driver-retires-at-33-after-amassing-40000-hsbc-shares

The assurance we receive is that the brokerage firm aligns with the rules, regulations, and policies listed on the MAS website.

You could look into a portfolio of equities, money market funds and bonds. This should diversify your portfolio with varying degrees of liquidity and risks. Hope this answers your question.

Assuming this company is at least making a profit since one that is non-profitable (or expected to become profitable inthe measurable future - see below), is not sustainable in the long-run then what does the company do with the net profit for the year? 1. Growth: company will take the net profit and reinvest to expand i.e hiring more talented engineers, leasing new space, buy the supplies for more inventory, invest in automation equipments machinery. In other words a Unicorn. 2. Dividend: company will take the net profit and distribute it to their business owner i.e shareholders as dividends. But they have to balance between how much for dividend and how much to retain in the business to keep it running so that the busines can continue to dividend next year and so on. In other words a Cash Cow. A value stock is one that can be either of the company above as long as it is undervalued. A unicorn or a cash cow are both business that have a price tag and whether or not there is a discount on that price will determine if it is undervalued and to what extent.

Indeed you do not necessarily get poorer results just because of a geographical location. Warren buffett advocates staying within your circle of competence, fundamentally u should be looking for an edge if as a consumer in the local context can give you that then you should maximize it but then again alot of the services we use nowadays are international i.e apps u commonly used. The fundamentals are to invest in what you know.

No... However, some do replicate the portfolio holdings of robo advisor.

You may want to look at how the price, dividends, fund size have trended since inception. Calculate the probabilities to make/lose money and the average positive and negative returns in various time horizons too. Lastly, score these attributes in a checklist. A number of useful charts of these 2 funds are available in the following link. Hope it helps. Link: https://dl.orangedox.com/fund-analysis-pdfs File Names: INVESCO QQQ TRUST SERIES 1 (QQQ US Equity)updated150720 FIDELITY MSCI INFO TECH ETF (FTEC US Equity)updated150720

This sounds great and just make sure you have some amount (benchmark 6 months) of income stashed away for emergency. Of course this varies depending on your spending habits / liabilities. What does stashaway give you now that IWDA / MCHI does not? How are you investing in IWDA? If the platform also allows you to buy what stashaway is providing (e.g. bonds?) then why not use it?