Stocks Discussion

The 0.00 USD should until further notice be valid for all U.S. domiciled ETFs and stocks. https://katiescarlettneedsmoney.com/td-ameritrade-nra/

Not quite, but approximate. when the dividend was roughly about 2 % per year recently the capital appreciation was at least 10% per year over the last 10 years and possibly 7% per year over ultra-longterm, calculated. and yes VOO seems a very good choice generally ...

Hi Anon, Its ok, I do read through all questions tagged! :) There are individuals who do well stock picking and timing the market, but we think it is difficult to do it consistently, as it takes a lot of time, emotional management, and knowledge to do it well to have a chance. I think having a 7% returns based on a balanced, diversified, low cost portfolio held consistently is something that indivdual investors can get if they do DCA well, and over the long term returns. Hope that answers!

Hi Anon, No worries, I frequent here a lot, so I wont miss your post! For equities exposures, we use SGD denominated funds rather than SGD hedged funds. Effectively the FX exposure is still in the foreign currency. So what happens is that the fund managers will take your monies in SGD, buy USD with it, and transact with Vanguard to purchase the unit trust in USD. The rates which Lionglobal is doing it at is at institutional FX rate with Vanguard. The good thing is that buyers and sellers of the SGD funds will can transact at the same price, without go through the bid-ask spread for currency. As you might know, we are doing our best to lower the total costs by rebating trailer fees so that the costs of unit trusts are lower - these funds need scale to lower costs as well, so currently it is hard for them to compete with ETFs has a larger AUM. For CPF, we are doing the best with whatever is available.

Basically, this rights dilute your shares. if you subscribe it, you retain the supposed value. but if you don't your shares are worth less now. the dilution is 60%. fair value of SIA is now ~$4.40. so if you dont subscribe, your paper loss would be your average price - $4.40.

Please use my invitation code!! https://www.tigersecurities.com/accounts?invite=AIC1TL

VUSD is similar

Hi , I agree with Aaron Leow. Do NOT aim to get rich quick. Invest in yourself. Education gives you the best leverage. We will be rich by 40 if we just avoid the mistakes we make in investment. Read good books on investing and if you like it trading too. Personally, I trade index and forex but this is not the cup of tea for everyone. In the end, find out not just about the instruments but also yourself. The best investment is one the suit you the most in term of volatility, returns and time/effort.

Short covering. If I had to guess on second question, likely to head lower. Numbers for next quarter have yet to be realized. I put money where my mouth is by reducing my DCA amounts.

Hi Anon, Just like how you should do your research before making any big financial decisions, you shouldn’t buy SIA shares now just because its share price is low. It might be a risky move to buy this blue-chip now. Some factors to consider: - SIA has said that cutting 96% of its capacity is the greatest challenge that the group has faced in its existence . SIA could potentially lose over $140 million April, and could be in a precarious position by end June without financial help from the Government, according to UOB Kay Hian’s K. Ajith - OCBC Credit Research has again lowered its credit rating for Singapore Airlines - DBS Group Research has also downgraded the counter - An operating loss for SIA is expected for the fourth quarter ended March 31, 2020 given the fall in revenue for February and March - The airline industry is also a price-sensitive industry, which doesn’t work well for the long-term for investors Some OCBC credit analysts also foresee that SIA will need to seek external financial funding, either from its banking relationships or possibly from its major shareholders. Take a look at my colleague, Sudhan's article about this topic if you'd like to find out more and dive deeper into it. (It's the link that Brandon shared below)