Stocks Discussion - Seedly

Stocks Discussion

*Disclosure*: The threads on this post are just opinions on investments, so please do your own due diligence before investing

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Stocks Discussion

Technically capital gains are not taxable. However you may wish to clarify with your tax consultant as every person's situation is different.

Stocks Discussion

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Hello there! Perhaps I could share more about Syfe's investment methodology to help you make a better choice. Our key strength lies in our proprietary Automated Risk-managed Investments (ARI) methodology. ARI combines two of the world’s leading investment approaches and is built by a team of academics, technologists and former bankers. ARI creates your portfolio by allocating assets which have shown the best return for your risk profile. But more importantly, it continually monitors your portfolio. During periods where higher market volatility has been forecasted, ARI will adjust your portfolio allocation and reduce your exposure to higher-risk asset classes. This ensures your portfolio risk stays aligned to your desired risk level. During periods of market calm, ARI will adjust your portfolio allocation to include higher-risk assets so your overall portfolio risk is kept in line with your desired risk exposure but you get to capture the market upside as well. The result is that ARI helps you achieve benchmark-beating returns by maintaining your desired risk level, no matter what market conditions may be. Another point to highlight would be our simple, all-inclusive fee of 0.65% per annum. We have no minimum investment amount and you always have the freedom to withdraw anytime at no extra charge.

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It’s good that you’re thinking of investing at an early age. But before you start investing, I’d suggest building up your emergency fund, having adequate insurance and minimising any high-interest loans like credit card debts. You can consider RSS plans if you want exposure to Singapore stocks. But if you want a diversified portfolio with exposure to global stocks and bonds, digital wealth managers like Syfe may be another option. (Syfe has no minimum investment amount.) Apart from investing early, diversification is one of the other keys to successful investing. Simply put, don’t invest all your money in the same place e.g. in one specific stock. A diversified portfolio helps reduce your investment risk so that you won’t lose everything if the market underperforms. To diversify your portfolio, you would want to invest in different types of assets such as stocks and bonds. Next, diversify your investments within these asset classes. With stocks, this could mean investing in a mix of large cap, mid cap, and small cap stocks for instance. This is also the reason I generally advise against picking individual stocks. Instead, I recommend investing in Exchange Traded Funds (ETFs) for quick, easy diversification since ETFs allow you to invest in a large number of stocks through a single transaction.

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Consistency of dividends paid out over the years, any funky management decisions (case in point, OUE). As to when is a good time to buy, look at the spread between nav and current price. Find an entry point when the spread is around its lowest. Hope this helps.

SOAR Jim Rogers Event

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Patience and Timing are what good investors really need. It's not about timing the marketing, it's about time in the market. And the best investors? !
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Stocks Discussion

Michael Burry’s latest comment that he sees a bubble in passive investing has definitely grabbed headlines, but I disagree with his argument that index funds are like the subprime collateralized debt obligations (CDOs) that caused the 2008 financial crisis – i.e. passive investing will cause the next market crash. Burry is saying that the whole stock market has become over-valued because of "blind" passive investing. However, the stock index is merely a portfolio of underlying stocks. Burry is implying that because it is put together as a passive index portfolio, investors are no longer valuing the underlying securities and are merely blindly buying and causing a growing misvaluation. But wouldn't short-sellers, e.g hedge funds, take advantage of this by shorting the over-valued underlying stocks? Is he assuming there are no arbitragers in the stock market where "shorting" is relatively easily accessible? What’s more, CDOs are highly leveraged while index funds, for the most part, are not. The underlying stocks of index funds are listed and can be easily traded whereas the debt securities and derivatives that underlie CDOs are more opaque and not so easily accessible to the general public. My view is that is passive investing continues to be a solid investment strategy for most people. If you'd like to find out more, do check out our article here: https://www.syfe.com/magazine/everything-you-need-to-know-about-passive-investing/

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Gold is just a shiny piece of rock. It's valuable because people believe it is valuable. Same for currency. It's valuable because everyone thinks it's valuable. (for that matter- bitcoin, crypto, stocks, etc etc) Reminds me of a quote from Game of Thrones:- “power lies where we think it lies.” “In a room sit three great men, a king, a priest, and a rich man with his gold. Between them stands a sellsword, a little man of common birth and no great mind. Each of the great ones bids him slay the other two. ‘Do it,’ says the king, ‘for I am your lawful ruler.’ ‘Do it,’ says the priest, ‘for I command you in the names of the gods.’ ‘Do it,’ says the rich man, ‘and all this gold shall be yours.’ So tell me – who lives and who dies?” Varys then poses the true riddle, and one of the main themes of the series: If power lies with the men who carry swords, why do we pretend that kings hold the power? Power, he argues, is ephemeral, a shadow – “power lies where we think it lies.”

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Jacqueline Yan
Jacqueline Yan

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Level 4. Prodigy
Updated 2d ago
I'm not investing in US stocks at the moment, but from what I read, some people will choose to reinvest their dividends. This way, they won't get taxed for their dividends, and they will also be able to buy more shares.

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Most Robo-advisors are pretty diversified already. You don't actually need to diversify even more with different Robo-advisors. Just find 1 or 2 Robo-advisors that you suit the most and that is good enough.

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Angeline Teo
Angeline Teo

()

Level 2. Rookie
Answered 3d ago
If you are Beijing and you have Shenzhen, Shanghai and tons of coastal cities, what would you do? Invest in them like crazy and make them the next important capital gateways of the world. Hong Kong has no manufacturing, and only the service industry like tourism, finances. Take away the attractiveness of the banks, the UHNW banking, the stock exchanges, what do they have left? Perhaps Hong Kong will fight hard in the next few decades to continue to be a strong capital market, after all, they are the only Chinese city to enjoy special rights and special capital/tax treatment. And Hong Kong people are strong fighters. So I believe they will fight hard and survive. But I know for sure, Shenzhen and Shanghai are going to have huge support from the political masters.
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