Stocks Discussion

Not that I support market timing, but if you are convinced that Singapore stock is going bad, then why buy now since you can wait for the stock to crash and buy at a lower price ?

Hi Darren, My name is Dhruv Arora, and I’m the founder and CEO of Syfe. Thanks for your interest in finding out more about Syfe. My experience as both an investment banker and then a consumer technology expert was a building block at Syfe - we always wanted to bring the best of financial services to the masses. Syfe is built for all investors, whether you are new to investing or a seasoned investor. And we have. Your process starts with understanding your correct risk appetite through our robust yet straightforward Risk Profiler (for free). That is when the real magic begins. Our proprietary Automated Risk-managed Investments methodology (ARI) will allocate assets which have shown the best return for your risk profile. But more importantly, it continually monitors your portfolio. During periods where higher market volatility has been forecasted, ARI will adjust your portfolio allocation and reduce your exposure to higher-risk asset classes. This ensures your portfolio risk stays aligned to your desired risk level. Conversely, during periods of market calm, ARI will adjust your portfolio allocation to allocate more to higher-risk assets, so your overall portfolio risk is kept in line with your desired risk exposure, but you can capture the market upside as well. The result is that ARI helps you achieve benchmark-beating returns by maintaining your desired risk level, no matter what market conditions maybe, just as a real wealth manager should do for you, round the clock. For more details on ARI, you can also check out our investment methodology paper here. I hope this helps. Do not hesitate to reach out should you have any other queries. Happy investing.

Unfortunately the reit market have rallied quite a bit since the beginning of the year especially the good ones. Each person may have a preference towards a specific sector. Not sure what is yours. You may want to find a sector then look at the list of reits that focus in this. Look at each reit's model and past performance. Are dividends stable or increasing? Or is it taking a beating due to management decisions? Look at oue as a case in point. Once you find a reit then look at each reit's nav and current price. Find a point where the current price is below the nav ideally. If not possible find the point where the spread between nav and price is at lowest and enter at this point. Hope this helps

Volume is aone of the best indicator of the trend. Think of the price as a constant war between buyers and seller: Buyers are longing the market, as they feel that the price of the stock is undervalued and that it will apprecate in the future. On the other hand, Sellers are shorting the market, as they feel that the price of the stock is overvalued, and will fall in the future. This constant war between buyers and sellers will thus dictate the price- if there are many buyers, and few sellers, demand is more than supply and prices will go up, as people want to get into this presumed undervalued stock. On the other hand, the converse hold true- many sellers and few buyers would meant supply is more than demand, and that prices will go down, as people want to get out of the presumed overvalued stock. When would be a good time to buy the stock? Ultimately, it depends on your mindset as an investor, and how you view the value of the stock. If you think that it is overvalued, then sell it. If you think that said stock is undervalued, then buy it.

When we hire a staff, we don’t hire them for Long term. We do periodically review on their performance, if they are good, we keep them for Long ER term.

Hi there ! Personally my current stashaway portfolio's risk index is 36%. I did not pay much attention to the changes to the portfolio but I believe that the new updates will help make it much more diversified !! Don't worry, as long as you stay invested and continue investing for the next 3-5 to even 10 years down the road, you'll be making money for sure ! Good luck on your investing journey !

To add on to the other answers, there is a minimum commission paid to the brokerage when you buy and sell, so it is often not worth it to just buy/sell 1 share. In addition, brokerages actually hold your foreign shares on your behalf so they will also charge a monthly custodian fee (couple of dollars).