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Stashaway

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You can ask anything related to Stashaway here!

About StashAway

StashAway started in the year 2016 by ex ZALORA Group CEO, Michele Ferrario and ex Nomura MD, Freddy Lim.

It is Singapore’s intelligent, automated digital wealth manager that personalises, rebalances, and optimises your portfolio so you can reach your goals.

Method of investing for StashAway

StashAway adopts an Economic Regime-based Asset Allocation™ method.

It is an investment strategy that harnesses economic trends to maximise your returns at the risk level that feels right to you.

Minimum investment and fees for StashAway

StashAway has no minimum balance required. This means that any amount of investment is welcomed.

StashAway charges a management fee ranging from 0.2% to 0.8%.

Don't forget to leave your feedback on Stashaway here!

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Liew Ming Qiang
Liew Ming Qiang
Level 3. Wonderkid
Answered on 18 Jun 2018
It would be better if you are looking at long term investment to see good results, it also depends on what risk level you are into it too.

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Stashaway

Eddy Cheong
Eddy Cheong
Level 3. Wonderkid
Updated 2d ago
Hi Shannon, thanks for your question. My name is Eddy Cheong, Chief Advisory Officer of MoneyOwl, and I would like to share what we believe in and how we deliver our investment services for clients. MoneyOwl believes that good advice helps to bring about a successful investing experience and that such advice must involve a human element. Advice includes asset allocation, risk profiling, fund selection, monitoring, rebalancing and very importantly risk coaching to help investors stay invested through turbulent market times. There are many reports that show that investors lose out on market return because they panic and sell too early. Thus an adviser adds value when he or she can help investors understand how markets work and stay invested over the long term in order to capture market return, rather than time the market. Our investment philosophy and the expression of it through the way we construct and manage portfolios - when coupled with advice - give clients a very good chance of a successful investing experience. Because we are at our core advisors, more than fund managers, (even though we have a full-fledged fund management licence), we do not define successful investing as being about maximising return or even maximising risk-adjusted return. Rather, we want to advise and structure investments for clients in such a way as to give you the best odds of meeting your goals. From a combination of evidence we have examined and experience including across the GFC, we know that the keys to successful investing lie in 4 areas : - being globally diversified - aiming for market-based return, rather than trying to beat the market through "active management" (either by adjusting asset allocations tactically in response to reading of economic conditions, forecasts or events); - keeping costs low ; and - staying invested over the long term. You can find more information here: https://advice.moneyowl.com.sg/the-right-way-to-invest/

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Stashaway

Jasper Sim Hong
Jasper Sim Hong
Level 1. Freshie
Answered 3d ago
I've been using the app for a month now. I've around SGD8000 in it, and the range of growth has been from 3.5% - 5.2% (minusing currency exchange rates impact) thus far. Here's my referral: https://www.stashaway.sg/referrals/jaspers7anj

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Robo-Advisors

Earn more first. Really. Focus more effort to increasing your income, thus increasing your ability to save. Secure yourself a full time job, work on a side hustle, and start learning more about investments and asset allocation. Keep your expenses low and don't adjust that for "new income inflation syndrome".

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Robo-Advisors

Stashaway

You can invest in a Regular Savings Plan through fund platforms or banks, or a Global Portfolio via Financial Advisors either digitally through Robos (like Stashaway) or traditionally via Independent FAs like myself. :) I recommend investing with a strategy in mind, and with an understanding of asset allocation that will adapt throughout your investment journey, do remember to rebalance your holdings as well to maintain your risk exposure.

Stashaway

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Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated 2w ago
Sign up with my link and we'll both get up to $10,000 SGD managed for free for 6 months! https://www.stashaway.sg/referrals/teemingc85rd

Stashaway

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Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 8. Wizard
Updated 2w ago
Hi anon! As far as I have been a Stashaway user myself and also hosting the shows with our panelists during the Robo advisor episodes, you will be unable to directly credit dividends into your bank account directly. It will be reinvested directly which I think makes the most sense for long term investors because your investments will be able to compound that way. Cheers! I'm quite satisfied my performance thus far (around 10% returns), so that's a pretty good sign, and I can choose to withdraw the total amount inclusive of capital and dividend gains with no withdrawal fees as well.

StashAway

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Stashaway

"Get up to $10,000 SGD managed for free for 6 months" - StashAway Code: wongtza Link: www.stashaway.sg/referrals/wongtza

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MoneyOwl

Stashaway

Albert Tan
Albert Tan
Level 3. Wonderkid
Updated 3w ago
Based off your timeline, it seems you are aiming to purchase your house at age 40+. In reality you probably will require this capital much earlier. There may also be other current and future financial commitments such as study loans, marriage. It would be good to start off with a systematic way to budget your expenses, save an emergency fund, and then invest with the surplus. Most people use their CPF savings to pay for their property purchases (public or private) in SG. Perhaps at 20, you should also be looking to build up your human capital (increasing your income). Unless you have other financial resources such as inheritance, income will be your most important financial asset. Without a regular stream of income, you have nothing to invest with. It is definitely heartening to see one start as early as you. As rightly pointed out by Siow Nan, DCA will be a more assessible way to invest for the young and just starting out. MoneyOwl offers $50/monthly investment amount to get started. There is no guarantee in investment returns. CPF interest rates are almost risk free. As a rule of thumb riskier assets generate higher returns but it's not the only factor to consider in investing. High risk tolerance therefore, should not be the only consideration in investing as well. MoneyOwl's robo will align your need, ability and willingness to take risk before recommending a suitable portfolio. Being bionic, there is also a team of client advisers on hand to answer the who, what, when, where, and hows of your investment.

Stashaway

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Robo-Advisors

Yinghua Liu
Yinghua Liu
Level 4. Prodigy
Answered 3w ago
You can set up 2 standing instructions from your bank to transfer on 15th & 29th. (Do note that it will take them some time for the amount to be reflected.) If you have multiple portfolios, the money from each transfer will be spilt to the different portfolios accordingly.
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