If it was an emergency fund for a loved one, in a heart beat. It's a good deal. But if the $10M was for travelling the world or buying overpriced ostentatious luxury items, likely not. Coming from someone who has done a fair bit of travel, and bought overpriced things herself, the best things in life tend to be free (cliche but true). It would be ironic if the person who took the $10M splashed the whole thing on a round the world trip on first class, and then collapsed due to old age right before boarding the plane. A little morbid, but food for thought ;) After all, we all can check how much money we have in the bank account, but no one can check exactly how much time we have left.