Online Brokerages - Seedly
Seedly logo
 

Online Brokerages

Questions answered
  • Recent Activity
  • Unanswered
  • Trending

Investments

Stocks Discussion

Online Brokerages

I do not have 6 months of earnings but i want to invest in shares/stocks like starbucks for instance. Any advice?
Cash Flow Firstly, we need to have a complete understanding on our cashflow. Through this process, we will understand our earning ability and spending habit. Here is a Guide: Understanding Your Personal Cash Flow Job Security Next, we need to understand the nature of your job and how secure it is. In detail, we will also need to evaluate on how long you need to take to find another job. Together with an understanding on your cashflow, it gives us a better understanding on how much risk that you should be taking. For example, maybe you spend only 20% of your income every month and you are working in the essential servicves industry and highly regarded as an important staff of the company. In this case, it might be worth to consider investing early since your monthly surplus will build up your rainy day funds, and you do not have to worry about job security in the short term. All in all, you need to evalaute your situation with care to make the right decision. I share quality content on estate planning and financial planning here.
👍 0

Retirement

Investments

Dividends

REITs

Stocks Discussion

Online Brokerages

Property

How much does one have to invest in to get a dividend of $500/mth? I hope to have advice from someone with more experience. Also, what is the best to invest in long term for dividends?
Hi Anon, Dividend depends on your dividend yield of your portfolio. If I'm assuming a 4% dividend yield portfolio, i'm looking at a $150,000 portfolio to achieve $6000/year. Therefore, the number changes with your dividend yield. But realistically speaking, 3-5% is a good range. For dividends, more straightforward, you will be looking at REITs and local banks as they do have an attractive dividend yield, however do your own due diligence because any capital loss will also hit you bad. Look for companies who has a stellar track record on dividend growth and good sustainable business. Last but not least, there are also bond funds you can integrate with your portfolio. Diversify your portfolio accordingly and have an average yield which achieve your objectives. Do take note of your capital preservation and portfolio growth too. Everything should have a balance. All the best!
👍 0

DBS

FSM One

Regular Shares Savings Plans (RSS/RSP)

Investments

Online Brokerages

ETF

Unit Trust

DBS Invest Saver vs FSMOne RSP for a beginner - which is better? Is it better to invest in ETFs or unit trusts?
I
Irfan
Level 3. Wonderkid
Updated 1h ago
Invest Saver has one of the lowest fees when it comes to RSP w no minimum fees. However it only has 4 ETFs which you can invest in. FSMOne has a miminum fee of SGD1 but offers a lot more ETFs, including overseas ones. If you intend to only invest in SG ETFs, go DBS - IS.
👍 0

Robo-Advisors

Stocks Discussion

COVID-19

Singapore Airlines (SIA)

Online Brokerages

Travel

Should I buy SIA stock now (01 MAY 2020)?
Penny Chong
Penny Chong
Level 5. Genius
Answered 3w ago
The most successful investor in the world Warren Buffet just dumped of all of his airline stocks. He is right. The world has changed after the coronavirus outbreak and sadly, the truth is airline (and tourism) industry won't recover at least 2 years later and it will be slow imo. Who knows if another virus will appear in the next years? I would recommend not taking this risk.
👍 3

Investments

Stocks Discussion

REITs

Property

Online Brokerages

Brokerages

I am thinking of investing 2-3k in Keppel DC REIT, Parkway Life REIT and ABF Bond ETF. Any recommendations on which platforms to use?
I do like Syfe as they hold a basket of REIT and match the index. Their fees are reasonable, you do not have to think much about timing, and you hold a basket of REITs and bonds which corresponds to your objective. Holding a broad basket of REITs has less risk than a singular REIT, and the best long term investment strategy is one which you can stick too.
👍 1

Investments

Passive Income

Robo-Advisors

ETF

Online Brokerages

Unit Trust

For someone who doesn’t have time to manage investments due to work, what are the ways to invest passively without having to monitor?
Hi Anon, I would suggest going for FSM RSP into S&P 500 ETF (IVV, VOO). The RSP amount is as low as US$50/month and the fees are very competitively lower than to robo-advisor. With a given long time horizon and dollar cost averaging monthly, you need not monitor frequently as you will still be benefit from volatile market. This would probably save your time to focus on your career. Hope this helps!
👍 1

Commodities

ETF

Investments

Online Brokerages

What is the best Silver ETF?
Frankie Aufhauser-Rappaport
Frankie Aufhauser-Rappaport
Top Contributor

Top Contributor (May)

Level 9. God of Wisdom
Answered 14h ago
SLV (large and comparatively cheap: TER = 0.50%)
👍 0

Supplementary Retirement Scheme (SRS)

Investments

Online Brokerages

ETF

Robo-Advisors

Stocks Discussion

If I have $80k in my SRS account, what is your recommendation for investments?
Hi Alicq, When you are looking at a 10 year time frame, I presume you are investing with the intention to start the first withdrawal 10 years from now. In this case, there are many ways to invest your SRS monies. Some of them include - SSB - They are low returns but guaranteed and mature in 10 years. Rates now are a little low though - Unit Trust - Depends on what you buy, there are both bond, equity and balanced funds available. - SG listed Stocks/REITs - The market has thrown up some good opportunities, so you may consider getting some shares - ETFs - There are some robo advisors which allow SRS - Single Premium Annuity - Guaranteed returns with potential upside. In deciding which one is best (or even a combination of two or more of them), we actually need to take into account your overall picture as well as your personal preferences. SRS is meant for supplementing your retirement and hence it will be important to know what other assets you have for retirement, such as CPF, existing stocks, existing plans. Then, depending on what kind of assets you already have, or intend to have, you can plug any gaps with products available on SRS. The end goal will be to create multiple layers of income that are predictable , inflation hedged , and have low volatility . So it will be more prudent to see how SRS can come in to supplement your current assets as part of the big picture of retirement. I would suggest that you have a conversation with an advisor so that you can integrate SRS into your overall retirement planning.
👍 5

Stocks Discussion

COVID-19

Investments

REITs

Online Brokerages

Property

I’m starting my investment journey. Looking to buy my first Singapore REITS with a $10k Budget. Any recommendations for this COVID19 period in June 2020?
Sharon
Sharon
Level 6. Master
Answered 1d ago
You may want to consider REITS with strong sponsors like Mapletree, Capitaland & Ascendas.
👍 2

Stocks Discussion

Investments

Online Brokerages

Singapore Airlines (SIA)

Anyone has thoughts on SIA or palm related stocks?
C
Clement
Level 4. Prodigy
Answered 16h ago
As a newbies,please do some research for the company before you put you hard earn money inside.You can try to use morningstar.com to do research about company financial ratio.
👍 0
Load more questions