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Travel Better For Less

Aaron Wong
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Questions answered

A QnA Platform For Miles Junkies, By The MileLion !

Welcome to The MileLion's QnA Community! This community is for miles and points enthusiasts to learn and share new ways of traveling better for less. Credit card points question? Want to deepen your knowledge of hotel and airline loyalty programs? Have questions on current deals? You can simply ask here!

Let's help each other out in this journey! If you are shy...you can always ask your questions anonymously!

This topic QnA page is hosted by Aaron Wong, Founder of the MileLion.

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AMEX Personal Card

MileLion

Miles

Credit Cards

Junus Eu
Junus Eu
Level 9. God of Wisdom
Answered on 23 Feb 2020
Because of the benefits of this card (which is meant to far outweigh the fees you pay), I doubt it!
👍 1

Lifestyle

Travel

MileLion

Frankie Aufhauser-Rappaport
Frankie Aufhauser-Rappaport
Top Contributor

Top Contributor (Feb)

Level 8. Wizard
Answered on 25 Feb 2020
Sorry, I feel that mass tourism has spoiled everything. In ancient times only the rich could afford 'leisure travelling', the 'common man' did not complain. Nowadays the majority can travel (and does), and although democratic circumstances are a good thing, the sheer mass of travelers (sometimes bad mannered ones) destroy culture and the climate. (sorry in advance for my pessimistic view). Far distance travelling should be done rarely, I feel. Often we do not know our own home regions.
👍 2

COVID-19

Travel

Career

KrisFlyer

MileLion

I would say in the 3-6 months things will look bleak for the aviation industry. Even if the virusis settled in the coming 3 months, people will still be wary of travelling still as the virus is still around and not totally gone. And as many industries are affected by this virus, spending money on travelling will be the least priority of many people with cash being tight. You can take this chance to look into other areas and try something that you have passion in. Depending on your current skillset that you have from your work, can consider joining other industries that need your skill set too. I make videos about interesting stuff at youtube here
👍 0

Transportation

Miles

MileLion

Cashback

Rebates

SG Budget Babe

Credit Cards

I use POSB everyday card But i think so far there are not much promotions for simplygo already I make videos about interesting stuff at youtube here
👍 0

MileLion

SG Budget Babe

Family

Parenting

Miles

Credit Cards

Hi Anon! I've just looked through the T&Cs for the Citi Rewards Visa Card, unfortunately, the 10x points (4.0mpd) promotion does not include spend for hospital bills. The MoneySmart article which you referenced was selling you this card due to the 10x points promotion for shopping and ride-sharing. It's a shame, but most miles cards will actually remove Hospital Bills as a qualifying spend for promotions. I would look more at Cashback cards, but if you had to use a miles card for a large hospital bill (depending on which wards you're in), perhaps the Citi PremierMiles would be a decent card, due to the 1.2 local generalised spend with no cap and no min spend. Hope this helps!
👍 0

MileLion

Credit Cards

JJ
JJ
Level 3. Wonderkid
Answered 6d ago
I'm assuming you are asking between signing up online or physically at the branch: Would certainly recommend signing up online (given current covid situation) + it is a more straight through process (if you use MyInfo). Otherwise, you may need to prepare all documents required to proof your identity and income if you go to the bank (think CPF statements and payslip) Also, do look out for promotions offered by aggregators like singsaver before you apply directly from the bank: https://blog.seedly.sg/best-credit-card-promotion-singapore/
👍 1

Grab

Multi Currency Cards

MileLion

SG Budget Babe

Credit Cards

Choon Yuan Chan
Choon Yuan Chan
Level 9. God of Wisdom
Updated on 15 Dec 2019
Grabpay Card is good to get because it allows you to Top up into YOUTRIP (for now). Youtrip can function as a physical mastercard and as an EZ link card. This means you can use the youtrip card to pay for most of your expenditure at stores and EZ link; while yet getting outsized cash rebates and airmiles for topping into grabpay Secondly the grabpay card itself allows you to pay for online mobile bills and purchases. On top of it, it earns you equivalent airmiles at 1.8+ miles per dollar (for platinum members) or about 1.5% cashback in grab credits for rides.
👍 9

Citi PremierMiles Visa Card

Citibank

Miles

MileLion

Credit Cards

In order to be eligible, you must not have an existing Citi credit card. It is actually written in the terms if you have read it: https://www.citibank.com.sg/globaldocs/pdf/TnCPMV40KNTC.pdf I share quality content on estate planning and financial planning here.
👍 0

Citi Rewards Credit Card

Miles

MileLion

Credit Cards

You need to know the MCC of the merchant. Most online retailers are eligible for the 10x points. More details: https://www.citibank.com.sg/globaldocs/pdf/CitiRewardsCard10XRewardsPromotionTermsand_Conditions.pdf I share quality content on estate planning and financial planning here.
👍 0

MileLion

Standard Chartered Visa Infinite X Credit Card

Standard Chartered Rewards+ Credit Card

Credit Cards

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 1w ago
Your points aren’t valid for 3 years; they’re valid for a maximum of 3 years. In other words, when you open an SCB card account, a 3 year countdown timer starts. All the points you earn during that initial 3 year period will expire on the same date, regardless of when they were actually earned.
👍 0
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