MileLion - Seedly
 

MileLion

Travel Better For Less

Aaron Wong
By
291 
Questions answered

A QnA Platform For Miles Junkies, By The MileLion !

Welcome to The MileLion's QnA Community! This community is for miles and points enthusiasts to learn and share new ways of traveling better for less. Credit card points question? Want to deepen your knowledge of hotel and airline loyalty programs? Have questions on current deals? You can simply ask here!

Let's help each other out in this journey! If you are shy...you can always ask your questions anonymously!

This topic QnA page is hosted by Aaron Wong, Founder of the MileLion.

Ask Your Questions Below

  • Recent Activity
  • Unanswered
  • Trending

Credit Card

AMEX Platinum Credit Card

Citi PremierMiles Visa Card

MileLion

Hi Yixuan, If it's the luggage, it's the Platinum CC you are talking about: https://www.americanexpress.com/sg/credit-cards/platinum-credit-card/ I didn't see anything that explicitly excludes insurance from meeting the $4.5K spend requirement under the T&C: https://www.americanexpress.com/content/dam/amex/sg/campaigns/pdfs/platinum-credit-card.pdf Heads up, Citi PM is running a rather attractive promo now if you happen to be an existing cardholder. I am pretty certain no matter the card, insurance premiums won't award you with points or miles, but they generally still count towards targeted spending goals.

Looking for flights for your next holiday? Then you might want to take advantage of the latest SIA promos: 51% off KrisFlyer redemption & special sale fares! 🛫

Singapore Airlines Latest Promotion Fares 2020 for Your Next Holiday!

SIA promos sia...

blog.seedly.sg

20 Jan 20
2

Credit Card

Payments

Family

MileLion

SG Budget Babe

Aik Kai
Aik Kai
Level 7. Grand Master
Answered 2d ago
In theory, this is fine and okay. But in reality, a move that will raise lots of questions. If you let another person use your credit card, even though you know fully that he/she is using it, when shit happens, banks and maybe the police will suspect fraud and the whole process of explaining is not worth the effort. The best is just sign up a supplementary card for him/her. Save the trouble.

Credit Card

UOB

Grab

Miles

MileLion

It depends on which credit card you are referring to. When in doubt, check the terms of the card. Here is everything about me and what I do best.

MileLion

Credit Card

I use 1.8 cpm personally, but there's no real mathematics behind that, other than reading the opinions of other and then deciding for myself what number would work for me. For citi miles, still 1.8cpm, but a little more valuable due to the number of transfer partners.

AMEX Singapore Airlines KrisFlyer Credit Card

KrisFlyer

MileLion

Miles

Choon Yuan Chan
Choon Yuan Chan
Top Contributor

Top Contributor (Dec)

Level 9. God of Wisdom
Answered 4d ago
Yes, it is. My referrals who spend 5k gets the extra 1k miles for their first 1k spending so far

Insurance

Grab

Travel Insurance

MileLion

Mark Chan
Mark Chan, Business Manager at Amobee
Level 5. Genius
Updated 5d ago
Hi Sarah! Just sharing my thoughts as a layperson (i.e. I am not a Financial Adviser, nor a guru, but just another consumer like you :)) I personally do not think the offering is enticing at all. To be fair to Grab, I will assess it based on the 4 advantages/USPs it has shouted about on its product page: 1. Seamless Purchase: Get an instant quotation and purchase directly from the Grab App 2. Convenience: Store your own and your travel companions’ profiles for easy future purchase 3. Competitive Pricing: Premiums start as low as S$2.50 per day 4. Loyalty Rewards: Unlock discounts and offers for your next purchase Seamless Purchase To be honest, many insurance companies (and insurance comparison sites) today offer Mobile-optimised sites or even dedicated Mobile apps (e.g. Aviva or FWD). Convenience Similarly, the feature of storing traveller profiles is not unique to Grab alone; hence this is not unique to Grab. However, given the extensive reach of the Grab in mobile phones across Singapore, I must give merit to Grab here for this point because it reduces the hassle of installing another mobile app; although there is a workaround to this by simply using your mobile web browser and visiting mobile-optimised sites. Competitive Pricing Sure, the pricing is competitive. But looking at the price factor alone (and excluding benefit comparisons), this offering surely isn't the cheapest. Furthermore, as Chubb has engaged Grab to be the distributor of this insurance, there are bound to be marketing and advertising dollars that have to be borne by consumers for the business line to be profitable. Loyalty Rewards I couldn't find much information regarding the Rewards that may be earned with Travel Insurance transactions, but I believe it is the current 10 points per dollar payout. Using the redemption that provides the most value for these points (i.e. $25 Grab vouchers for Transport or GrabFood), you are looking at around 2.8% cashback - which is decent, but not worth pursuing if you simply want the cheapest single trip travel coverage. Hope this helps! :)

Credit Card

Payments

DBS Altitude Visa Signature Card

DBS

Miles

MileLion

Mark Chan
Mark Chan, Business Manager at Amobee
Level 5. Genius
Updated 5d ago
Hi Colin! Short answer: No Spend on DBS Altitude cards will be rewarded miles in the form of DBS points; which can be converted at the rate of 1 DBS Point to 2 miles. The rewarding of these DBS points is governed by the DBS Rewards Programme Terms and Conditions. Within the DBS Rewards Programme T&Cs, it is stated under clause 2.6 (a) that DBS Points will not be awarded for: - .... - Any top-ups or payment of funds to payment service providers , prepaid cards and any prepaid accounts (including EZ-Link, NETS FlashPay, Singtel Dash and Transit Link); - ... Hence, I strongly believe you are out of luck here. Nonetheless, it's best to reach out to a DBS service representative for their official response :)

Travel

Travel Insurance

MileLion

Insurance

For most travel insurance, the departing and arrival country needs to be in Singapore. Check the terms of the insurance contract for the full details. Here is everything about me and what I do best.

KrisFlyer

Miles

MileLion

Travel

Credit Card

Redeeming? I like to use the stopover trick to maximise miles usage.
Load more questions
Followers (333)